In the Lost Lands, a film adaptation of a George R.R. Martin short story starring Dave Bautista, has received a wild official trailer.Guardian of the Galaxy actor Bautista stars alongside Milla Jovovich while Resident Evil director Paul W. S. Anderson directs. In the Lost Lands is based on a short story of the same name and the trailer lists a theatrical release "this winter," though Martin himself said March 7 in his latest blog post."A Queen sends the powerful and feared sorceress Gray Alys to the ghostly wilderness of the Lost Lands in search of a magical power, where the sorceress and her guide, the drifter Boyce, must outwit and outfight man and demon," the synopsis reads.Jovovich plays Gray Alys while Bautista plays Boyce, and the trailer shows plenty of action on both sides as well as a handful of meetings between the two.In the Lost Land - Official Trailer StillsThe film has been floating around for almost a decade having been announced in 2015, with Jovovich incredibly cast that early too. It grew dormant for several years before finally emerging again in 2021, and four years later is finally ready for release.The film likely has a lot of pressure behind it given Martin's previous adaptation, Game of Thrones, has become one of the most successful entertainment franchises of all time.Ryan Dinsdale is an IGN freelance reporter. He'll talk about The Witcher all day.

Tiny heroes, huge drama! A REAL BUGS LIFE is back for a thrilling second season thats bigger and bolder than ever. Inspired by the world of Disney and Pixars A Bugs Life, the Disney+ original series from National Geographic takes us on another extraordinary adventure into the micro-bug world where the forces of nature play out on a completely different scale and miniature creatures rely on amazing superpowers to make it through each day.Check out an exclusive clip from the series before its release on January 15!Just a little over a week before the movie drops, Universal decided to reveal the appearance of the titular The Wolf Man in their upcoming horror movie.Awards season is heating up, which means the Gloden Globes have come and gone. Here are the winners from the show this past Sunday, highlighted by The Brutalist and Shogun.The 82nd Golden Globe Awards are well underway tonight, with Nikki Glaser hosting the annual ceremony at the Beverly Hilton Hotel in Los Angeles. Emilia Prez leads the film category with a total of 10 nominations, becoming the most nominated comedy or musical film in Golden Globes history, while FXs The Bear leads the TV category with five. Ahead of the ceremony tonight, Viola Davis and Ted Danson were presented with the Cecil B. DeMille Award and the Carol Burnett Award, respectively.Read more at HypeBeastSpeaking of awards season, SAG announced their nominations for the ceremony.The 2025 SAG Awards nominations have been revealed. Wicked leads this years film nominations with five nods, followed by A Complete Unknown with four nods and Emilia Prez and Anora with three nominations each. All four films are nominated for the SAG Awards top prize of best cast, along with Conclave, which landed two nominations, as did The Last Showgirl.Read more at THRThe NFL Playoffs are this weekend! Discover all you need to know to stay up-to-date with the final 14 teams alive for the Super Bowl.After the Detroit Lions victory over the Minnesota Vikings on Sunday night, all six wild-card matchups for the 2024 NFL playoffs are set. The Lions are the 1-seed in the NFC, while the Kansas City Chiefs are the 1-seed in the AFC. Both teams have byes to the divisional round and home-field advantage throughout the postseason.Join our mailing listGet the best of Den of Geek delivered right to your inbox!Read more about the NFL Playoffs here

If youre experiencing issues sending or receiving money with Apple Cash today, youre not alone. Apple says its Apple Cash service is experiencing a multi-hour outage on Wednesday. The outage is seemingly only impacting Apple Cash, which is Apples peer-to-peer payment platform akin to Venmo, Zelle, and Cash app. If you try accessing your Apple Cash account, youll see an infinitely-spinning loading wheel. The Wallet app may suggest that you need to Set Up Apple Cash, even if youve used it without issue before. Meanwhile, Apple Pay, the contactless payment platform, appears to be functioning normally.Apple Cash users have taken to social media to complain about issues with the service. Apples System Status webpage says there has been an issue with Apple Cash since 10 a.m. ET/7 a.m. PT today.Apple Cash Issue Today, 10:01 AM Ongoing Some users are affected: Some users may experience issues with this service. Theres no word on when this outage will be resolved. Have you had any issues with Apple Cash today? Let us know down in the comments. Follow Chance:Threads,Bluesky,Instagram, andMastodon.Add 9to5Mac to your Google News feed. FTC: We use income earning auto affiliate links. More.Youre reading 9to5Mac experts who break news about Apple and its surrounding ecosystem, day after day. Be sure to check out our homepage for all the latest news, and follow 9to5Mac on Twitter, Facebook, and LinkedIn to stay in the loop. Dont know where to start? Check out our exclusive stories, reviews, how-tos, and subscribe to our YouTube channel

Apples AirPods lineup is stronger than ever following the launch of AirPods 4, which now include many features formerly exclusive to AirPods Pro 2. But for me personally, there are still three key Pro-exclusive features that make the more expensive AirPods worth the upgrade.Up to 2x better noise cancellationThis is a big one for me. While the high-end AirPods 4 model does include ANC (Active Noise Cancellation), its roughly half as powerful as whats found in AirPods Pro 2.I use my AirPods Pro 2 all throughout the work day, and ANC is turned on nearly that whole time.Improved ANC was one of the big features that convinced me to upgrade from the original AirPods Pro to AirPods Pro 2. And Im looking forward to an even more powerful noise cancelling experience with AirPods Pro 3.All that to say, I wouldnt want to go back to a less capable ANC feature with AirPods 4.Hearing health features iOS 18.1 gave AirPods Pro 2 three powerful new features focused on hearing health:Hearing TestHearing AidHearing ProtectionPer my test results, I have little to no hearing loss at this point. Otherwise Hearing Aid would be an especially key feature for me.Regardless, having the always-active Hearing Protection feature could help prevent such loss from occurring in the future. And I never would have known the state of my hearing in the first place if it wasnt for Apples test.However much you need or dont need AirPods Pro 2s hearing health features, they undoubtedly offer a huge advantage over AirPods 4 for lots of users.Better battery lifeAirPods Pro 2 offer up to 6 hours of listening per charge. AirPods 4, meanwhile, only provide up to 5.A 20% battery boost comes in especially handy when you use AirPods as much as I do. I almost never hear the low-battery indicator with my AirPods Pro 2, but I suspect it would be a more regular issue with less battery to work with.AirPods Pro 2 feature wrap-upComparing AirPods Pro 2s $249 retail price to the high-end AirPods 4s $179, Im very happy to pay that extra $80 to get the Pro-exclusive features. If youre able to get AirPods Pro 2 for as low as $189 (the current price on Amazon), Apples Pro model becomes even more of a no-brainer.Which AirPods model do you prefer and why? Let us know in the comments.Best AirPods Pro accessoriesAdd 9to5Mac to your Google News feed. FTC: We use income earning auto affiliate links. More.Youre reading 9to5Mac experts who break news about Apple and its surrounding ecosystem, day after day. Be sure to check out our homepage for all the latest news, and follow 9to5Mac on Twitter, Facebook, and LinkedIn to stay in the loop. Dont know where to start? Check out our exclusive stories, reviews, how-tos, and subscribe to our YouTube channel

Skip to main contentCheck out these Year of the Snake accessories for iPhone, AirPods, Mac Zac Hall|Jan 8 2025 - 9:30 am PTMissing out on those super limited edition Year of the Snake AirPods 4? Apple has stocked a ton of exclusive Year of the Snake accessories for iPhone, AirPods, Mac, and more. From iPhone cases and MagSafe battery packs to laptop bags and charging solutions, theres plenty of Lunar New Year swag that isnt limited to China, Singapore, Hong Kong, and Taiwan like those AirPods.Year of the Snake productsEach of these products have special designs that add plenty of Lunar New Year flare to your Apple products. The Year of the Snake designs are exclusive to Apple.Anker Charger (30W with USB-C Cable) [Apple, Amazon] Bellroy Travel Organizer [Apple]Bellroy Caddy for 13- and 14-inch Mac Laptops [Apple] Belkin BoostChargePro Magnetic Power Bank 5K [Apple, Amazon]OtterBox Lumen Series Case for iPhone 16, Plus, Pro, Pro Max OtterBox Rugged Case for AirTag [Apple]Satechi Magnetic Wallet Stand, MagSafe compatible [Apple]Tech21 EvoArt for AirPods 4, AirPods Pro 2, AirPods MaxTech21 EvoArt for AirTag [Apple]Artists credited with these unique designs: Sylvia Chu for Bellroy and Jane Liu for OtterBox.Add 9to5Mac to your Google News feed. FTC: We use income earning auto affiliate links. More.Youre reading 9to5Mac experts who break news about Apple and its surrounding ecosystem, day after day. Be sure to check out our homepage for all the latest news, and follow 9to5Mac on Twitter, Facebook, and LinkedIn to stay in the loop. Dont know where to start? Check out our exclusive stories, reviews, how-tos, and subscribe to our YouTube channel Featuredfrom 9to5Mac9to5Mac Logo iOS 19: Everything we know so far Chance MillerJan 7 2025 Check out 9to5Mac on YouTube for more Apple news: CommentsGuidesNewsManage push notificationsAllPost

A West Coast-based real estate mogul and Elon Musk fan named Keith Wasserman triggered a tidal wave of schadenfreude on social media after begging for "private firefighters" to come "protect our home" in the city as it's menaced by raging wildfires.Los Angeles has been battling with several out-of-control fires this week, prompting evacuations. Well over a thousand structures have burned down already, and fires are expected to grow due to growing winds.In a Wednesday tweet, Wasserman begged for help, asking if anybody had "access to private firefighters to protect our home in Pacific Palisades.""Need to act fast here," he wrote. "All neighbors houses burning. Will pay any amount. Thank you."But Wasserman didn't get much pity online. Instead, he was swiftly mocked for asking for special treatment while thousands of Californians had no choice but to leave their homes behind especially because, netizens were quick to point, a mere three months ago, Wasserman begged president-elect Donald Trump to cut taxes."Homeboy went from 'Real estate ballers dont pay taxes' to 'will pay anything for private firefighters' real quick," one user wrote in a Threads post.The ensuing media coverage appears to have been too much for Wasserman, who promptly deactivated his X account. That's despite praising X owner Elon Musk for purportedly bringing "free speech" to the platform just days earlier and calling the Tesla Cybertruck which he appears to own himself "one badass machine."Wasserman's anti-tax posts got special attention, since one purpose of taxation is to pay for services and programsincluding fire departments. Specifically, residents in Los Angeles also pay a special tax for essential fire suppression and emergency medical services."Avoiding taxes so you can afford private firefighters whilst your neighbors burn," another user tweeted. "Capitalist dystopia.""'I will pay any amount for a private service that helps only me, but I will pay nothing for a public service that helps everyone,'" one Bluesky user wrote mockingly.Other users poked fun at Wasserman for becoming the poster child of late-stage capitalism, the concept that the inequities of modern-day capitalism, including a widening wealth gap and concentration of power, have reached their finaland most exploitative stage. (Meanwhile, ultra-rich preppers are building bunkers to save themselves from a crisis of their own making.)All the mockery didn't go unnoticed."So here are all the trolls!" Wasserman tweeted in response, before deactivating his account. "Hello trolls!"Besides arguing that he was only "trying to protect homes," though, Wasserman didn't have much to add to the conversation.A mere three days ago, long before the wildfires started engulfing the Los Angeles area, the real estate investor tweeted that "Pacific Palisades is the most hidden gem neighborhood in LA."Now that the specific neighborhood is being evacuated while being surrounded by fierce flames, another user was quick to point out the irony of the situation."This didnt age well," another user responded.And even if he did manage to buy his way to private firefighting services, others pointed out, it's nearly impossible to entirely cut yourself off from common resources."Even if you *do* manage to find private firefighters, youre going to have to find a water source," posted another critic. "They all want to disappear on a lifeboat and leave the rest of us to drown or burn. But ultimately there is no durable lifeboat without 'the rest of us.'"We were unable to reach Wasserman due to him suspending his account.More on the fires: NASA's Jet Propulsion Lab Evacuated as Los Angeles BurnsShare This Article

It's a rapidly changing situation.Battle of Los AngelesNASA's Jet Propulsion Lab, the agency's research and development center that's been at the cutting edge of space exploration for decades, is under an evacuation order due to the devastating wildfires currently ravishing the city.Ironically, the center has been at the forefront of studying the science of wildfires, from air quality measurements to the analysis of carbon monoxide emissions caused by blazes.Now the facility, which is located in Pasadena roughly half an hour's drive from downtown LA, had to shut its doors due to an encroaching wildfire dubbed Eaton.The entire region has been battling with a number of raging and wind-fueled wildfires, threatening the homes of thousands of Californians an increasingly common phenomenon as climate change rears its ugly head."My heart goes out to those affected by the Palisades Fire in Southern California," NASA administrator Bill Nelson wrote in a statement on X-formerly-Twitter. "Many in our NASA family, including our teams at Armstrong and JPL, are affected. Grace and I are praying for their safety and the safety of the first responders battling the blaze."Fanning the FlamesThe Sunshine State has been suffering from a severe lack of rain and an extremely warm summer, a perfect storm for the outbreak of wildfires. Strong winds reaching 70 mph are making the situation extremely serious, allowing fires to spread at an alarming rate, as a reporter for the local news station KTLA found out firsthand.As CNN reports, even vice president Kamala Harris' home was put under an evacuation order on Wednesday.In short, it's a precarious situation and several out-of-control wildfires remain across Southern California at the time of writing. Worst of all, those strong winds could make the situation worse before it gets better, experts are warning.So far, at least two people have lost their lives, while 1,000 structures have been destroyed.It's a devastating situation that's quickly becoming a common fixture in the yearly news cycle. And the situation is bound to become worse as climate change continues to make extreme weather conditions more pervasivethan ever before.More on wildfires: Firefighters Wrap World's Largest Tree in Foil to Protect From Raging FireShare This Article

Jan 08, 2025Ravie LakshmananEmail Security / CybercrimeCybersecurity researchers have found that bad actors are continuing to have success by spoofing sender email addresses as part of various malspam campaigns.Faking the sender address of an email is widely seen as an attempt to make the digital missive more legitimate and get past security mechanisms that could otherwise flag it as malicious.While there are safeguards such as DomainKeys Identified Mail (DKIM), Domain-based Message Authentication, Reporting and Conformance (DMARC), and Sender Policy Framework (SPF) that can be used to prevent spammers from spoofing well-known domains, it has increasingly led them to leverage old, neglected domains in their operations.In doing so, the email messages are likely to bypass security checks that rely on the domain age as a means to identify spam.DNS threat intelligence firm, in a new analysis shared with The Hacker News, discovered that threat actors, including Muddling Meerkat and others, have abused some of its own old, disused top-level domains (TLDs) that haven't been used to host content for nearly 20 years."They lack most DNS records, including those that are typically used to check the authenticity of a sender domain, e.g., Sender Policy Framework (SPF) records," the company said. "The domains are short and in highly reputable TLDs."One such campaign, active since at least December 2022, involves distributing email messages with attachments containing QR codes that lead to phishing sites. It also instructs recipients to open the attachment and use the AliPay or WeChat apps on their phones to scan the QR code.The emails employ tax-related lures written in Mandarin, while also locking the QR code documents behind a four-digit password included in the email body in different ways. The phishing site, in one case, urged users to enter their identification and card details, and then make a fraudulent payment to the attacker."Although the campaigns do use the neglected domains we see with Muddling Meerkat, they appear to broadly spoof random domains, even ones that do not exist," Infoblox explained. "The actor may use this technique to avoid repeated emails from the same sender."The company said it also observed phishing campaigns that impersonate popular brands like Amazon, Mastercard, and SMBC to redirect victims to fake login pages using traffic distribution systems (TDSes) with an aim to steal their credentials. Some of the email addresses that have been identified as using spoofed sender domains are listed below -ak@fdd.xpv[.]orgmh@thq.cyxfyxrv[.]commfhez@shp.bzmb[.]comgcini@vjw.mosf[.]comiipnf@gvy.zxdvrdbtb[.]comzmrbcj@bce.xnity[.]netnxohlq@vzy.dpyj[.]comA third category of spam relates to extortion, wherein email recipients are asked to make a $1800 payment in Bitcoin to delete embarrassing videos of themselves that were recorded using a purported remote access trojan installed on their systems."The actor spoofs the user's own email address and challenges them to check it and see," Infoblox The email tells the user that their device has been compromised, and as proof, the actor alleges that the message was sent from the user's own account."The disclosure comes as legal, government and construction sectors have been targeted by a new phishing campaign dubbed Butcher Shop that aims to steal Microsoft 365 credentials since early September 2024.The attacks, per Obsidian Security, abuse trusted platforms like Canva, Dropbox DocSend, and Google Accelerated Mobile Pages (AMPs) to redirect users to the malicious sites. Some of the other channels include emails and compromised WordPress sites."Before displaying the phishing page, a custom page with a Cloudflare Turnstile is shown to verify that the user is, in fact, human," the company said. "These turnstiles make it harder for email protection systems, like URL scanners, to detect phishing sites."In recent months, SMS phishing campaigns have been observed impersonating law enforcement authorities in the U.A.E. to send fake payment requests for non-existent traffic violations, parking violations, and license renewals. Some of the bogus sites set up for this purpose have been attributed to a known threat actor called Smishing Triad.Banking customers in the Middle East have also been targeted by a sophisticated social engineering scheme that impersonates government officials in phone calls and employs remote access software to steal credit card information and one-time passwords (OTPs).The campaign, assessed to be the work of unknown native Arabic speakers, has been found to be primarily directed against female consumers who have had their personal data leaked via stealer malware on the dark web."The scam specifically targets individuals who have previously submitted commercial complaints to the government services portal, either through its website or mobile app, regarding products or services purchased from online merchants," Group-IB said in an analysis published today."The fraudsters exploit the victims' willingness to cooperate and obey their instructions, hoping to receive refunds for their unsatisfactory purchases."Another campaign identified by Cofense involves sending emails claiming to be from the United States Social Security Administration that embed a link to download an installer for the ConnectWise remote access software or direct the victims to credential harvesting pages.The development comes as generic top-level domains (gTLDs) such as .top, .xyz, .shop, .vip, and .club have accounted for 37% of cybercrime domains reported between September 2023 and August 2024, despite holding only 11% of the total domain name market, according to a report from the Interisle Consulting Group.These domains have become lucrative for malicious actors due to low prices and a lack of registration requirements, thereby opening doors for abuse. Among the gTLDs widely used for cybercrime, 22 offered registration fees of less than $2.00.Threat actors have also been discovered advertising a malicious WordPress plugin called PhishWP that can be used to create customizable payment pages mimicking legitimate payment processors like Stripe to steal personal and financial data via Telegram."Attackers can either compromise legitimate WordPress websites or set up fraudulent ones to install it," SlashNext said in a new report. "After configuring the plugin to mimic a payment gateway, unsuspecting users are lured into entering their payment details. The plugin collects this information and sends it directly to attackers, often in real-time."Found this article interesting? Follow us on Twitter and LinkedIn to read more exclusive content we post.SHARE

Time zones: EST (UTC -5), CST (UTC -6), MST (UTC -7), PST (UTC -8), AKST (UTC -9), HST (UTC -10), ART (UTC -3), UTC -4, UTC -4:30, UTC -3, UTC -2, AST (UTC -4), NST (UTC -3:30)Art+Logic is looking for Senior Python Web Developers to work with us on interesting custom software projects. Weve been an all-remote company since day onemore than thirty years ago.Our ideal developers thrive in the environment of variety and challenge that is inherent to custom software development, working with us in a long-term relationship over many projects for numerous clients.The skills and needs for each project we tackle can vary widely; this goes beyond just the languages and technologies we use, and extends to the industries and problem domains we work in. We love working with developers who are excited to learn and take on new challenges. You can expect to grow in your strength and your versatility at Art+Logic and we want to help you do so.We work completely remote. We expect you to be able to work with minimal supervision and comfortably with small teams of 3-8 people. You wont have someone looking over your shoulder, so you'll need to be communicative and reliable, and hold yourself accountable.We value work/life balance, and our projects keep meetings to a minimum to ensure everyone has the flexibility to work during the times that work best for them. We are looking for contract developers able to commit between 30 and 40 hours a week most weeks, and we never expect our developers to consistently work more than 40 hours in a given week.Art+Logic is run by humans, who work and create using technology. Things can go wrong and we need to respond to the unexpected by being kind, considerate, fair, flexible, and calm. We treat our clients and peers as respectfully as we ourselves would like to be treated.This position pays between $30-$40 USD/hour.Qualifications5+ years of Python experience in a web development context.5+ years of JavaScript front-end development.Deep knowledge of Python 3.Experience with Vue.js or React.Excellent verbal and written communication skills in English.Experience with Django and SQLAlchemy is a plus.Experience with AWS and AWS lambda is a plus.Relationship Details:We are looking for Contractors (1099) for long term open-ended relationships, which includes company to company positions. Work hours are flexible; requiring reasonable overlap with normal US working hours to support team communications, and not just nights and weekends.Our rates range from $30-$40 USD/hour.We are ONLY looking for people in the United States, Canada, Mexico, Central America, South America, and the Philippines.Its important to us in the hiring process that we allow developers to demonstrate their abilities by actually developing something, because a list of previous employers or educational background arent always indicators of what someone can do. All applicants are asked to submit a solution to a programming challenge that emulates a task we might assign on a project.We have an asynchronous Recruiting Process which means we are always looking for great programmers that were excited to work with, without an immediate, specific position or opening in mind. Successful completion of our challenge and process leads to us looking for an opportunity for us to begin working together. This also makes our Recruiting Process very flexible, though we are not usually a good fit for those needing immediate work.

With the holidays in the rearview mirror, there's another, less festive season looming: tax season. If you're already worried about your upcoming bill or you're hoping to maximize your tax refund, there are still some steps you can take.Here are three ways you can still lower your tax bill in 2024.1. Contribute to a traditional IRAYou have until April 15 to fund an individual retirement account for the previous tax year, regardless of whether it's a traditional IRA or a Roth IRA. In other words, your deadline for maxing out your 2024 IRA contribution is April 15, 2025.But since a traditional IRA is funded with pre-tax dollars while a Roth IRA is funded with after-tax dollars, you'd need to choose a traditional IRA if you wanted to lower your taxable income for the year.You may be able to deduct your full traditional IRA contribution, depending on your income and whether you or your spouse has access to a workplace retirement plan. The table below shows the deductibility rules for 2024 and 2025.Traditional IRA deduction rules for 2024 and 2025 Tax filing status20242025 Any tax filing status if neither you nor your spouse is covered by a workplace plan Contribution is fully deductibleContribution is fully deductibleSingle (covered by a workplace plan) Contribution is fully deductible if income is $77,000 or less; a phaseout applies if income is $77,000-$87,000; not deductible if income is above $87,000Contribution is fully deductible if income is $79,000 or less; a phaseout applies if income is $79,000-$89,000; not deductible if income is above $89,000Married filing jointly (if you're covered by a workplace plan) Contribution is fully deductible if combined income is $123,000 or less; a phaseout applies if income is $123,000-$143,000; not deductible if income is above $143,000Contribution is fully deductible if combined income is $126,000 or less; a phaseout applies if income is $126,000-$146,000; not deductible if income is above $146,000Married filing jointly (if you're not covered by a workplace plan but your spouse is) Contribution is fully deductible if combined income is $230,000 or less; a phaseout applies if income is $230,000-$240,000; not deductible if income is above $240,000Contribution is fully deductible if combined income is $236,000 or less; a phaseout applies if income is $236,000-$246,000; not deductible if income is above $246,000Married filing separately (if either spouse is by a workplace plan) Contribution is partially deductible if your income is less than $10,000; no deduction if income is higher than $10,000Contribution is partially deductible if your income is less than $10,000; no deduction if income is higher than $10,000 If you're younger than 50, you can contribute up to $7,000 to a traditional IRA, Roth IRA, or a combination of the two in both 2024 and 2025. You can make an additional $1,000 catch-up contribution in both tax years if you're 50 or older, bringing your maximum contribution to $8,000.2. Fund your HSAA health-savings account lets you save and invest pre-tax money. If you use your HSA funds for IRS-approved qualifying medical expenses, your withdrawals are tax- and penalty-free, as well. Like IRAs, HSAs let you contribute up until tax day for any given year, so you can fund your HSA for 2024 until April 15, 2025.Unused HSA funds roll over from year to year, even if you change jobs or health insurance. You can even use your HSA money for non-medical expenses without penalty once you're 65, though withdrawals will count as taxable income if the money isn't used for health costs.HSA limits for 2024 and 2025 Type of coverage2024 limit2025 limit Self-only $4,150$4,300Family $8,300$8,550 If you're 55 or older, you can make an additional $1,000 catch-up contribution in both 2024 and 2025.Note that to fund a health savings account, you'll need to have what's known as a high-deductible health plan. That means you'll typically pay more out of pocket for many health services before your insurance kicks in.3. Use a SEP IRA or Solo 401(k) for self-employment incomeIf you have self-employment income, you can use a SEP IRA or solo 401(k) to save for retirement. You don't need to be a full-time business owner to take advantage, though. You can save in these accounts if you earn money freelancing or you do gig work, like driving for Uber or delivering groceries on Instacart, on the side.SEP IRA rulesYou can contribute up to $69,000 to a SEP IRA in 2024 and up to $70,000 in 2025, or up to 25% of your self-employment income -- whichever is less. You can fund a SEP IRA even if you're covered by a workplace retirement plan at a regular job. However, if you own a business with employees, you'll need to contribute the same percentage for each eligible employee.You have until the date you file taxes for your business to open and fund a SEP IRA. That means you can generally contribute to a SEP IRA for 2024 until April 15, 2025 -- or Oct. 15 if you file for a tax extension.Solo 401(k) rulesA solo 401(k) is sometimes referred to as a one-person 401(k), and it's basically a 401(k) you set up for yourself.You can contribute up to the standard 401(k) limits of $23,000 in 2024 and $23,500 in 2025 as an employer, plus an additional 25% of your compensation as a business owner but total contributions can't exceed $69,000 in 2024 or $70,000 in 2025. If you're 50 or older, you can make up to $7,500 in catch-up contributions for both tax years.The deadline to make your contributions as the employee has already passed, but you can still make contributions up until the tax deadline as the employer. That means you get until April 15, 2025, to make employer-side contributions, or Oct. 15, 2025, if you file for an extension.