Rents have soared in some major cities as return-to-office mandates go into effect.However, buying isn't an option for many young people since mortgage rates are high.Here are 11 cities with falling rent and plenty of entertainment options.Scoring an enticing deal on an apartment doesn't have to mean settling for a boring city.Many of the most popular spots among young people, from the New York City metro area to the Bay Area, are already astonishingly expensive and prices only seem to be going higher.New York, San Francisco, Jersey City, and San Jose were all among the five most expensive cities for renters in January, real-estate site Zumper recently found. Rents surged 5.9% from early 2024 in New York and between 7.1% and 11% in the Bay, though Jersey City's rent fell.There are several reasons millennials and Gen Zers have flocked back to expensive cities since the pandemic. Some crave social connections, while others are increasingly required to by their employers after years of remote work. This latter reason may be the best explanation for why rents are surging in these major cities, which happen to be home to top tech companies."With the growing popularity of hybrid work among employers, as well as many large tech companies enforcing return-to-office policies of up to five days a week, many tech workers who may have previously left the Bay Area have likely made their way back," Zumper researcher Crystal Chen wrote in a late-January report.Although the winter rental market is often quieter, as shown by slight rent declines from late last year, Zumper found that nationwide rents rose 2.5% and 3.2% for one- and two-bedroom units, respectively. Rents rose in 63 of the 100 largest US metropolitan areas that Zumper tracks, and a startlingly high 39 of those cities saw rent take off by more than 4%."The US has a ton of rental demand," Chen said in an interview, noting that high mortgage rates have sidelined many homebuyers. "Although we did have that 50-year-high of new supply last year, the demand will probably catch up to the amount of new supply that hit the market."11 appealing cities for young workersHowever, living in a large city with a bustling social scene won't necessarily break the bank.While some may associate cheaper rent with sleepy towns that aren't in high demand, there are a number of cities well-suited for young professionals where rent is on the decline.Business Insider analyzed Zumper's rental data and found 11 cities where one-bedroom rents have fallen 5% or more from early 2024. Eight are cheaper than the US median price of $1,534.Each has a median age below the US-wide level of 38.5 years old, based on the latest US census data, and got an "A+" or "A" score in reviews site Niche's "good for young professionals" ranking. These cities have a slew of bars, restaurants, and other social hubs, and 10 of the 11 are home to at least one major professional sports team.Below are each of those cities top cities for young people, along with the median rent and year-over-year rent growth for one- and two-bedroom apartments, as well as the median age and ranking in the "good for young professionals" category from Niche.

Alex Acker became a professional basketball player when he was selected in the 2005 NBA draft.He said basketball helped him financially support relatives but that he struggled with overspending.To address the issue of athletes going bankrupt, Acker started an alternative investment fund.This as-told-to essay is based on a transcribed conversation with 42-year-old Alex Acker, based in Como, Italy, about managing wealth as a professional athlete. The following has been edited for length and clarity.My dad taught me the fundamentals of basketball when I was growing up.I can remember playing the game with an orange instead of a basketball. That's how poor we were. We'd have to shoot the orange and catch it before it hit the ground.Basketball got me a college scholarship. I met some elite NBA athletes who came to my college one summer and played pickup ball with us. I held my own and they took my name over to the NBA. In the 2005 NBA draft, I was selected by the Detroit Pistons.When I got my first check, I understood that I was a professional athlete and had to take it seriously. I was with the big boys and had to bring it every day.I was never playing for the money. I loved the sport and knew money would come. But I wanted to serve my family. They were struggling, and I knew I could be a breadwinner.Looking back, I can see I made mistakes when managing my finances early on in my career. Hearing the stats about athletes going broke pushed me take steps and improve things.Basketball helped me to financially support my familyDuring college, I lived off the stipends that I received as a collegiate athlete, and some of my relatives would live with me in my apartment for months at a time.I'd ask my coaches to help me make money on the side with a job, but they didn't really understand how serious our situation was.I was the youngest among my siblings, but once I got drafted, they all looked at me like I was the one in charge. They didn't realize that my contract wasn't guaranteed because I was a second-round pick, so I still had to work for a spot on the team.I was able to get a contract with the team, but my family and I didn't have the financial education to understand what would happen with the money. From the amount I was paid, taxes were deducted, and some was allocated to my pension plan. I wasn't seeing the full amount that my relatives thought I was seeing.During my first year with the Pistons, my family lived with me in a three-bedroom apartment in Detroit. Some people think athletes have a crazy spending limit, but I was a pretty normal individual with one car, paying rent and providing for my family.I made mistakes with my moneyI think a lot of athletes don't understand they have the power to vet the individuals who handle their finances. Especially at an early age, athletes tend to just go with the flow and can get taken advantage of.I remember thinking everyone around me had my best interests in mind and I allowed others to handle payments for things like watching my house and gardening without paying much attention to the details.Initially, my family members could see all the details about what I was spending money on and how much I had. This negatively affected some relationships, and I wish I had told them I had it from here so they weren't burdened by trying to advise me financially.I also had some issues with friends. I had to check my circle and understand I couldn't keep paying for everything when I was with them. I can't throw all the blame on them for this. As Kevin Hart once pointed out, it's lonely when you're the only one who can afford the things you want to do. But I had to learn that I couldn't keep up those spending behaviors.I've taken steps to learn more about financial marketsI received a wake-up call when I heard statistics about athletes going broke, which said that 60% of NBA athletes and 78% of NFL players experience severe financial issues after leaving their leagues.It spurred me to think harder about my wants versus my needs. I asked myself questions like, "Do I need to buy another car, or do I need 10 pairs of shoes?"I made lifestyle changes. Instead of indulging in partying, I used my free time to educate myself about financial markets, learning how to ask the right questions and prepare for life's uncertainties.I retired from basketball in 2021. I wanted to do something about the problem of athletes going broke, so in 2024, I launched an alternative investment fund called Amongst Elite Capital for athletes, entertainers, and others, with two co-founders.For athletes who are thinking of trying entrepreneurship after retirement, my advice is not to be scared of taking losses. I had to take small L's to get to this point, and it all lined up to where I am today.Do you have a unique story about wealth management that you'd like to share with Business Insider? Email the reporter at ccheong@businessinsider.com

Tegucigalpas Modernist Revolution: Metroplan and the Shift in the Urban Identity of 1970s HondurasSave this picture!Tegucigalpa, Honduras. Image josuef3r via ShutterstockIn 1975, Honduras was under a military regime that had been in power for over a decade, led at the time by General Juan Alberto Melgar Castro. During this period, Tegucigalpa underwent several big and unprecedented changes. The influx of people from various parts of the country due to rural migration transformed the city from a compact urban area into an expanding metropolis. This unexpected growth prompted the government to implement a municipal development and planning scheme, a project that would define the city's future and the evolution of its old town. This article was developed with the collaboration of the Honduran architect Lisandro Caldern, who specializes in Urban Planning and is currently a professor at the Central American Technological University (UNITEC), located in Tegucigalpa, Honduras.The Creation of the MetroplanSave this picture!In the 1930s, Tegucigalpa merged with the neighboring city of Comayagela (Tegucigalpa D.C.). By the 70s, Tegucigalpa was not a municipality but rather a district controlled by the central government. Caldern explains that during that time, the figure of city government was performed by a metropolitan council known as "Consejo Metropolitano del Distrito Central" which had a president who acted as mayor. It was under this political entity that the city's development scheme, the Mertroplan, was originally proposed, as a response to a massive rural migration of people that peaked during the 1960s. Related Article The Urbanism of Tegucigalpa: How Modernist Planning Shaped Honduras Capital According to Daniela Navarrete in her book on the subject from 2020, the idea of the plan is conceived with financing from the Interamerican Development Bank. The government then names the Honduran architect Henry Merriam Weddle as director and gives him the task of putting together a team. During that time, Honduras didn't have an architecture school yet, and most of the local architects like himself had been educated abroad, in architecture schools from Mexico, Brazil, and Argentina. This is what probably prompted Merriam to collaborate with two Argentine architects: Edgardo Roberto Derbes and Osvaldo Roberto Ramacciotti, both holding a master's degree in urbanism from MIT and Yale in the United States respectively. Ramacciotti had already been working in Central America years prior, elaborating a similar plan for the capital of Guatemala in 1971. Before that, he had also been the Urban Planning Director in the City of Cordoba in Argentina, where he had participated in the design of the first pedestrian promenade in the city in 1969.Save this picture!The Influence of MetroplanIn 1975, this team implemented a metropolitan planning project. This, according to Caldern, took the form of a publication composed of 6 books detailing each part of the plan, that later became known simply as the "Metroplan". The scheme presented a vision for the city extending to the year 2000 with an initial phase covering up to 1980. Its concept focused on decentralizing functions from the old town, which at that time was functioning as a multipurpose urban center.Save this picture! The city's biggest stores were located in the old town. All the government's functions were there too: The Presidential House, Congress, the Central Bank, all of the Ministries and other institutions were there and in its adjacent areas. It was even a transportation hub. All the intercity buses arrived at the Morazan Plaza and there, people would change to other parts of the city Lisandro Caldern Save this picture!Given the educational background of Merriam's team, it is no surprise that the plan was conceived under the influence of urban theories from the United States and Europe, as Navarrete explains in her 2018 article. This can be corroborated through a textbook written by Ramacciotti for the University of Cordoba in 1980. Under those influences, the team looked at the city from a national, regional, and local perspective. They identified possible industrial hubs in the city's neighboring areas such as the Amarateca Valley. They also designated tourist-agricultural centers in towns next to Tegucigalpa such as Ojojona, Santa Luca and Valle de ngeles, and identified other service centers such as the Zamorano Valley.Save this picture!Within the metropolitan area, they prioritized highways as primary determinants of city design and designated specific zoning regulations. The old town would now be an area exclusively for commerce, relocating governmental functions to a new Civic Center situated on a hill on the south of the city, between Miraflores and El Pedregal, along the Fuerzas Armadas Boulevard. Additionally, markets such as "El Jacaleapa" and "El Manchn" were built to relieve the old town from the intense commercial activity. The old Spanish Plaza Morazan was remodeled and extended. In an interview with architect Merriam in 2018, he also added that along with the expansion, a pedestrian street was created to promote commerce and the exploration of the old town's historic monuments. There was also a proposal to relocate Toncontin Airport to an area near "La Laguna" in the northwest of the city, although this plan was never realized.Save this picture!At the same time, according to Ricardo Caceres in his article from 2018, the National Housing Institute (INVA) contributed to all these changes. Founded in 1957, it developed residential neighborhoods with social housing such as "La Kennedy" and "La 21 de Octubre". However, after Metroplan was implemented, neighborhoods such as "San Jose del Pedregal" were some of the first to follow the regulations proposed in the scheme. The creation of all these new settlements further promoted the creation of multiple urban centers. These new residential areas were originally far from the old town and were later connected by highways to provide access to modern services. These boulevards created empty land along their edges which later contributed to the construction of more convenient shopping centers that gradually replaced the old town.The Transformation of Tegucigalpa's Old TownIn that regard, it was the area of the old town that was most affected by all the urban restructuring. Since Spanish times up to the early 1970s, the area displayed civic monumentality with three-story buildings, ornate facades, and an architectural profile that gave the city an identifiable character. The old Spanish Plaza was the heart of it all, with the Cathedral and its dome as its focal point, surrounded by buildings that fostered neoclassical facades. Iconic cafs like "El Jardn de Italia" or "Caf de Paris" encouraged community engagement, while neighboring streets were hubs of economic and social activity. However, after 1975 this character started to change as the old town became just one of the centers, the historic one.Save this picture! Back then, there was no heritage legislation, but the buildings were well kept, no matter how old, because they were in constant use. But with the appearance of several shopping centers along the newly created boulevards, many stores start to migrate, dislocating the commercial activity in the area. But what starts the process of decline is moving the Presidential House to the new Civic Center. It created a big exodus of government functions which significantly reduced the flow of people to the old town. Lisandro Caldern Save this picture!In fact, it is possible to start looking at the transformation of the Historic Center linking it to the lack of legislation to protect urban heritage. While the concept of a "historic monument" existed, it was limited to Spanish churches and governmental buildings from the 1800s, excluding private properties and other architecturally valuable structures. That was enhanced by the lack of architectural awareness in the country. Honduras just started having an architecture school in UNAH until 1981, and the country's first regulation regarding heritage preservation, didn't officially appear until 1984.The absence of awareness led to the demolition of classic buildings, which were replaced by modern constructions that in most cases disregarded the scale and aesthetics of their surroundings. The Architecture Guide of Honduras published by CAH in 2013, mentions one of the earliest examples is from the 60s. A building known as "Los Corredores" which hosted the "Caf de Pars", was Replaced by the Midence Soto Building, a 9-story modernist tower that blocked the view of the Spanish cathedral's dome as the main architectural reference in the area.Save this picture!Save this picture!Other prominent examples happened after 1975. Promoters, taking advantage of economic activity happening in the old town, took down the former "La Samaritana" store and the "Bank of Honduras" Building, replacing them with a tower complex, illustrating this loss of architectural identity. The phenomenon was not unique to Honduras though. Cities like Montreal in Canada also faced similar issues in the 1970s, when urban renewal prioritized modernism and brutalism over historical preservation. For Montreal, figures such as Phyllis Lambert played an important role in saving this heritage, but Tegucigalpa had no such figure advocating for the protection of its monuments.Save this picture!Parallel to that, the relocation of the central government created less movement of people. According to Arely Rivera in her article from 2018, it forced commercial activity in the area to gradually relocate to the new shopping malls. Some authors such as Leticia Salomon and Betania Galo in a city analysis from 1988, argue this was a great contributor to the beginning of the area's decline. They say that by 1974, the old town including both Tegucigalpa and Comayagela only held 10% of the total housing in the city, suggesting that the Metroplan's classification of the area as reserved for residential and commercial use was not able to keep it active. This decline worsened in the 1990s due to the appearance of informal commerce, paired with hindered pedestrian traffic and rising levels of insecurity.Save this picture!However some government functions remained in the area, such as the Congress, a modernist building designed by Mario Valenzuela, which itself replaced an old wooden house in the same location. Some of the historic buildings have also been restored. These include the Cathedral and the Museum for National Identity. With the appearance of architecture guides, books and content on social media, there is also more conscience today about the area's value. However, commercial activity like during the 1970s has not yet returned.Save this picture!Today, Tegucigalpa's Historic Center is a living testament to the city's transformations. While it has lost part of its architectural legacy, it still retains buildings that help tell the history of Honduras. These spaces invite reflection on how contemporary life in Tegucigalpa came to be and on the importance of preserving cultural and architectural heritage. It gives testimony of the effects that modernist ideas had in the city, and ultimately serves not just as a reminder of the past but as a guide to building a future with greater awareness and respect for the city's identity.References: O. Ramacciotti (1980), "194 notas sobre urbanismo, planeamiento y diseo urbano", Tome II, Argentina: Universidad Nacional de Crdoba, Facultad de Arquitectura y Urbanismo. D. Navarrete Calix (2018) "De Metroplan a la (de) Construccin Postmoderna de Tegucigalpa 1972-1944", Revista Arte y Cultura , Volume 9, Number 2, pp-8-27, Honduras: Centro de Arte y Cultura UNAH, ISSN 2520-9779. D. Navarrete Calix (2020), "Tegucigalpa: Laboratorio Urbano de las Modernidades Hondureas, siglos XIX y XX", pp.365-374, Spain: Editorial Acadmica Espaola, ISBN 978-620-0-42057-2 UNAH (2018), "Entrevista al Arquitecto Henry Merriam", Revista Arte y Cultura , Volume 9, Number 2, pp-28-33, Honduras: Centro de Arte y Cultura UNAH, 2018 ,ISSN 2520-9779. A. Rivera Dala (2018), "Arquitectura Urbana de Uso Pblico Comercial en Tegucigalpa: Pasajes Comerciales, Calle Peatonal y Centros Comerciales", Revista Arte y Cultura , Vol. 9, No 2, pp 34-47, Honduras: Centro de Arte y Cultura UNAH, ISSN 2520-9779. R. Cceres (2018), "El Desarrollo Urbano del Distrito Central: Situacin Socio-espacial y Funcional de la Ciudad", Revista Arte y Cultura , Volume 9, Number 2, pp74-89, Honduras: Centro de Arte y Cultura UNAH, ISSN 2520-9779. L. Salomn and B. Galo (1988), "Expansin y Estructuracin Urbana de Tegucigalpa" in "La Estructuracin de las Ciudades Capitales Centroamericanas", edited by R. F. Vsquez and M. Lungo Ucls, First Edition, pp. 289318, Costa Rica: Editorial EDUCA,ISBN:9977301174. AECID-CAH (2013), "Honduras: An Architectural and Landscape Guide", pp. 141-273, Spain: Junta de Andaluca, ISBN: 978-84-87001-26-0. Related Article The Urbanism of Tegucigalpa: How Modernist Planning Shaped Honduras Capital Image gallerySee allShow lessAbout this authorMoises CarrascoAuthorCite: Moises Carrasco. "Tegucigalpas Modernist Revolution: Metroplan and the Shift in the Urban Identity of 1970s Honduras " 30 Jan 2025. ArchDaily. Accessed . <https://www.archdaily.com/1026205/tegucigalpas-modernist-revolution-metroplan-and-the-shift-in-the-urban-identity-of-1970s-honduras&gt ISSN 0719-8884Save!ArchDaily?You've started following your first account!Did you know?You'll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream

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