2025-01-10T00:16:19Z Read in app Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate credit cards to write unbiased product reviews.Capital One Quicksilver Secured Cash Rewards Credit Card Apply now lock iconAn icon in the shape of lock. at Capital One's website Insiders Rating A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.88/5 Icon of check mark inside a promo stampIt indicates a confirmed selection. Perks Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. Earn 1.5% cash back on every purchase with a refundable $200 minimum deposit. Annual Fee $0 Intro APR N/A Regular APR 29.74% Variable Intro Offer N/A Recommended Credit Limited, No History ProsCheck mark iconA check mark. It indicates a confirmation of your intended interaction. Earns 1.5% cash back on all purchases with no limitsCheck mark iconA check mark. It indicates a confirmation of your intended interaction. You can get approved for this card with limited creditCheck mark iconA check mark. It indicates a confirmation of your intended interaction. Ability to increase credit line and potential to improve credit score with responsible useCons con iconTwo crossed lines that form an 'X'. No welcome bonus con iconTwo crossed lines that form an 'X'. Because its a secured credit card, youll have to put down a security deposit for your initial credit line con iconTwo crossed lines that form an 'X'. High APR if you carry a balance Insiders Take The Capital One Quicksilver Secured Cash Rewards Credit Card is a great choice if you're new to credit cards and working on building your credit history and score. It's a rare secured credit card that offers decent rewards, but you'll have to put down a deposit after you're approved to secure your credit line. Product Details No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in secondsPut down a refundable $200 security deposit to get a $200 initial credit lineBuilding your credit? Using a card like this responsibly could helpEnjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized chargesYou could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on timeBe automatically considered for a higher credit line in as little as 6 months with no additional deposit neededEarn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms applyMonitor your credit score with CreditWise from Capital One. It's free for everyone Compare Additional Capital One Credit CardsCapital One Platinum Secured Credit Card Apply now lock iconAn icon in the shape of lock. On Capital One's website Insiders Rating A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 2.83/5 Icon of check mark inside a promo stampIt indicates a confirmed selection. Perks No annual or hidden fees. Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed. Annual Fee $0 Intro APR N/A Regular APR 29.74% Variable Intro Offer N/A Recommended Credit Limited, Bad ProsCheck mark iconA check mark. It indicates a confirmation of your intended interaction. Minimum deposit ($49) is lower than with some other secured cardsCheck mark iconA check mark. It indicates a confirmation of your intended interaction. You can be automatically considered for a higher credit line in as little as 6 months with no additional depositCons con iconTwo crossed lines that form an 'X'. No rewards Insiders Take The Capital One Platinum Secured Credit Card is a good choice for folks who are new to credit or rebuilding their credit score. Because it's a secured credit card, you'll have to put down a security deposit but its minimum deposit is lower than that of many similar cards. Product Details No annual or hidden fees. See if you're approved in secondsBuilding your credit? Using the Capital One Platinum Secured card responsibly could helpPut down a refundable security deposit starting at $49 to get a $200 initial credit lineYou could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on timeBe automatically considered for a higher credit line in as little as 6 months with no additional deposit neededEnjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized chargesMonitor your credit score with CreditWise from Capital One. It's free for everyoneGet access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app Capital One Platinum Credit Card Apply now lock iconAn icon in the shape of lock. On Capital One's website Insiders Rating A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 2.38/5 Icon of check mark inside a promo stampIt indicates a confirmed selection. Perks Help build your credit through responsible use. Be automatically considered for a higher credit line in as little as six months. Annual Fee $0 Intro APR N/A Regular APR 29.74% variable Intro Offer N/A Recommended Credit Average, Fair and Limited ProsCheck mark iconA check mark. It indicates a confirmation of your intended interaction. Automatically be considered for a higher credit line in as little as 6 monthsCheck mark iconA check mark. It indicates a confirmation of your intended interaction. No annual feeCons con iconTwo crossed lines that form an 'X'. No extra benefits and no rewards Insiders Take The Capital One Platinum Credit Card is worth considering if you're new to credit or trying to improve your credit score. While it doesn't earn rewards or offer many benefits, it could be a good stepping stone in your credit journey and you won't pay an annual fee or foreign transaction fees. Product Details No annual or hidden fees. See if you're approved in secondsBe automatically considered for a higher credit line in as little as 6 monthsHelp build your credit through responsible use of a card like thisEnjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized chargesMonitor your credit score with CreditWise from Capital One. It's free for everyoneGet access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile appCheck out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all setPay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you Capital One QuicksilverOne Cash Rewards Credit Card Apply now lock iconAn icon in the shape of lock. On Capital One's website Insiders Rating A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.1/5 Icon of check mark inside a promo stampIt indicates a confirmed selection. Perks Earn unlimited 1.5% cash back on purchases. Annual Fee $39 Intro APR N/A Regular APR 29.74% variable Intro Offer N/A Recommended Credit Average, Fair and Limited ProsCheck mark iconA check mark. It indicates a confirmation of your intended interaction. Earn 5% back on Capital One Travel hotel and car rental bookings and 1.5% on everything elseCheck mark iconA check mark. It indicates a confirmation of your intended interaction. You're eligible to apply with limited or average creditCheck mark iconA check mark. It indicates a confirmation of your intended interaction. You'll automatically be considered for a higher credit line in as little as six monthsCons con iconTwo crossed lines that form an 'X'. No welcome bonus con iconTwo crossed lines that form an 'X'. Annual fee con iconTwo crossed lines that form an 'X'. High APR for purchases and balance transfers Insiders Take The Capital One QuicksilverOne Cash Rewards Credit Card could be the right choice for you if you're building your credit history. You could be able to qualify for the card even if you don't have an excellent credit score, and you'll earn at least 1.5% cash back on your purchases. Product Details Earn unlimited 1.5% cash back on every purchase, every dayNo rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simpleBe automatically considered for a higher credit line in as little as 6 monthsEnjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized chargesHelp strengthen your credit for the future with responsible card useEarn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms applyMonitor your credit score with CreditWise from Capital One. It's free for everyoneCheck out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set Thanks for signing up! Look out for your first newsletter with today's big story in your inbox soon.Thanks for signing up! Access your favorite topics in a personalized feed while you're on the go.