We may earn a commission from links on this page. Deal pricing and availability subject to change after time of publication.When you’re juggling work on your laptop, managing your calendar on your phone, and storing family vacation photos somewhere in the cloud, it helps to have one service that actually talks to all your devices. That’s what Microsoft 365 Personal aims to do. Right now, StackSocial has a 1-year subscription for $79.99 instead of $99.99, which isn’t massive, but it’s a solid $20 off for something most of us end up using daily. You get access to premium versions of Word, Excel, PowerPoint, and OneNote, which means no more stripped-down online versions when you’re trying to format a resume or budget spreadsheet. It works across five devices at once—PCs, Macs, iPhones, iPads, and Androids—so it’s flexible if you bounce between gadgets.What’s new here is Microsoft Copilot, the company’s AI add-on baked right into the apps. It helps speed up tasks like summarizing documents or generating ideas in Word and PowerPoint. In practice, it feels a bit like having ChatGPT inside your Microsoft apps—handy if you do a lot of writing, data analysis, or just want to save time. The 1TB of OneDrive storage is enough to store everything from work docs to your personal photo archive, and it syncs across devices. You also get security perks like ransomware detection, file recovery for up to 30 days, and a personal vault for sensitive files. For users in the U.S., there’s also identity theft monitoring through Microsoft Defender.This subscription is designed for one person, and the apps are tied to a single Microsoft account. So if you're looking to share it with family, this isn’t the right plan (look at the Family version instead). It’s also only valid for purchases and use in North America, so international buyers should skip this one. But for someone who wants everything under one umbrella—secure cloud storage, powerful productivity tools, and now AI help baked in—it’s a pretty cohesive package. The value adds up, especially if you’re already deep in the Microsoft ecosystem.