Sequis Life and AllianzGI see AI and climate tech redefining alternatives  AsianInvestor

Emptyvessel announced it has raised $11 million to date, including its earlier seed round and latest Series A round.

A next-gen Nintendo only comes around once a decade, which makes the Switch 2's launch feel like a birthday, graduation and Christmas (or your holiday of choice) all rolled into one. However, like many gift-giving celebrations, obtaining the Switch 2

A couple of important mortgage rates are decreasing. Here's where experts say rates might be headed in 2025.

Moving to the cloud is often portrayed as the key to embracing change and enhancing operational effectiveness. However, most companies approach cloud migration by focusing on immediate wins without fully grasping the profound s

The report, Europe’s Moonshot Moment, found that the continent has over 280 software companies generating more than €100 million in annual recurring revenue (ARR). These scaleups include the likes of Spotify, Revolut, Adyen, and Vinted. However, European software businesses that reach the €100 million ARR threshold take 15 years on average to get there. That’s five years longer than their US peers, the report found. Europe also lags in birthing software giants. While 5–10% of US firms reaching €100 million in ARR subsequently scale to €1 billion, fewer than 3% of their European peers reach that milestone. The report highlighted some of the reasons for this stalled growth: fragmented markets, conservative corporate norms, and a slower flow of late-stage capital relative to early-stage investment. Turning point? Register Now Despite the hurdles, the report’s authors are confident that all the ingredients for Europe’s success in software are now in place. “Europe already holds the essentials to create the world’s next generation of software champions: deep talent pools, vibrant founder networks, and a rapidly maturing capital base,” said Ruben Schaubroeck, senior partner at McKinsey. While Europe lost out to Silicon Valley firms like Google and Microsoft in the early internet era, emerging technologies like AI may offer a new opening for the region’s tech startups. Geopolitical shifts could also drive governments to invest in local tech ecosystems and rethink digital sovereignty, said the report. “There’s no denying that European tech has faced structural barriers, but we’re at a genuine inflection point,” Phill Robinson, CEO and co-founder at Boardwave, told TNW. “New technology arenas, geopolitics, and an evolving operating environment are creating a unique opportunity for Europe to boost innovation.” Now Europe must turn that potential into profits, the report argues. To that end, it suggests five key interventions to boost Europe’s software ecosystem: Expand late-stage funding Encourage experienced founders to start new companies Make it easier for sales and marketing teams to work across borders and help startups grow faster Encourage more large firms in Europe to buy software from European startups by offering government support or financial incentives Strengthen public-private partnerships to de-risk new technologies Scaling up European tech The McKinsey/Boardwave report comes hot on the heels of the EU’s landmark Startup and Scaleup Strategy, launched last week. The plan set out several reforms designed to remove barriers to growth for the bloc’s early-stage companies. “If implemented boldly, and most importantly quickly, it can help Europe move from fragmented success stories to systemic, continent-wide scale; otherwise, we risk being left behind,” said Robinson, commenting on the new strategy. The EU’s proposal includes provisions for a long-awaited “28th regime,” which would allow companies to operate under a single set of rules across the 27 member states. It is intended to reduce headaches around taxes, employment rules, and insolvency. Robinson said he believes the EU’s new strategy will strengthen Europe’s software ecosystem by making it easier to operate across borders. “We need to act as one innovation ecosystem, not 27 different ones,” he said. “That’s what makes this Europe’s moonshot moment. If we connect and act now, we can lead. And not just in Europe, but globally.” Story by Siôn Geschwindt Siôn is a freelance science and technology reporter, specialising in climate and energy. From nuclear fusion breakthroughs to electric vehic (show all) Siôn is a freelance science and technology reporter, specialising in climate and energy. From nuclear fusion breakthroughs to electric vehicles, he's happiest sourcing a scoop, investigating the impact of emerging technologies, and even putting them to the test. He has five years of journalism experience and holds a dual degree in media and environmental science from the University of Cape Town, South Africa. When he's not writing, you can probably find Siôn out hiking, surfing, playing the drums or catering to his moderate caffeine addiction. You can contact him at: sion.geschwindt [at] protonmail [dot] com Get the TNW newsletter Get the most important tech news in your inbox each week. Also tagged with

The mysterious AI gadget being created by OpenAI and former Apple design chief Jony Ive has been given the thumbs up from Laurene Powell Jobs. In a new interview published by The Financial Times, the two reminisce about Jony Ive’s time working at Apple alongside Powell Jobs’ late husband, Steve, and trying to make up for the “unintentional” harms associated with those efforts.“Many of us would say we have an uneasy relationship with technology at the moment,” Ive said, adding that working on the incoming AI device alongside OpenAI CEO Sam Altman is motivated by a sense that “humanity deserves better.” In May, Ive said his latest work is driven by owning the “unintended consequences” associated with the iPhone, alluding to smartphone-related concerns like users being addicted to screens and social media.Ive again acknowledged this, and says the collaboration with Altman has revived his optimism for technology. “If you make something new, if you innovate, there will be consequences unforeseen, and some will be wonderful and some will be harmful. While some of the less positive consequences were unintentional, I still feel responsibility. And the manifestation of that is a determination to try and be useful.”Powell Jobs, who has remained close friends with Ive since Steve Jobs passed in 2011, echoes his concerns, saying that “there are dark uses for certain types of technology,” even if it “wasn’t designed to have that result.” Powell Jobs has invested in both Ive’s LoveFrom design and io hardware startups following his departure from Apple. Ive notes that “there wouldn’t be LoveFrom” if not for her involvement. Ive’s io company is being purchased by OpenAI for almost $6.5 billion, and with her investment, Powell Jobs stands to gain if the secretive gadget proves anywhere near as successful as the iPhone. The pair gives away no extra details about the device that Ive is building with OpenAI, but Powell Jobs is expecting big things. She says she has watched “in real time how ideas go from a thought to some words, to some drawings, to some stories, and then to prototypes, and then a different type of prototype,” Powell Jobs said. “And then something that you think: I can’t imagine that getting any better. Then seeing the next version, which is even better. Just watching something brand new be manifested, it’s a wondrous thing to behold.”See More:

How Will Transportation Work in the Future? A Look at the Rise of Electric Mobility in CitiesSave this picture!Boise, United States. Image via Wikipedia user: Fæ. License under CC0 1.0. Image Author: Alden SkeieFrom greenhouse gas emissions and air pollution to deforestation, one of the leading contributors to global warming today is emissions from the transportation sector. Exploring its origins and evolution, as well as the major challenges it faces, the development of electric mobility in urban environments represents a global transition that requires a coordinated mix of policies and actions to achieve cleaner and more sustainable transportation systems. Designing safe and comfortable infrastructure for walking and cycling, promoting public transit and shared mobility, and designing more efficient streets that include electric vehicles, among other actions, are part of a growing worldwide effort to reduce carbon emissions.Although electric vehicles were invented before gasoline and diesel cars in the first half of the 19th century, they have undergone significant technological advances over the past 20 years, reducing their costs and their environmental impact, and increasing their utility. Around 1834, Thomas Davenport developed the first battery-powered electric vehicle, building a small train on a circular track and inventing the first direct current (DC) electric motor. Although there were numerous innovations in the years that followed, battery limitations were a major obstacle. The zinc consumption of a battery was four times more expensive than the coal consumption of a steam engine, so at that time it competed with the electric motor. Save this picture!By 1898, the first commercially available electric vehicles were operating in London and New York. As Francisco Martín Moreno explains in "Vehículos eléctricos. Historia, estado actual y retos futuros", in the early 1900s, several electric car models emerged, primarily accessible to wealthy consumers and designed for short distances. In contrast, the early gasoline-powered cars introduced in the 1920s were noisy, emitted strong gasoline odors, and were hard to drive due to complex gear systems. However, large quantities of oil were discovered between 1920 and 1930, making gasoline-powered cars cheaper in Texas and other US states. Highways began to be built connecting cities, allowing gasoline-powered vehicles to travel from one city to another, something beyond the reach of electric vehicles due to their short range. Mass production techniques like Henry Ford's assembly line further reduced costs, making gas-powered cars affordable to the middle class. Related Article Gas Stations and Electric Cars: How Do They Change Cities Save this picture!By the late 1920s, gasoline vehicles had overtaken electric vehicles, and electric car production largely ceased in the 1930s. However, as a result of the oil crisis in the 1970s and the Gulf War in the 1990s, along with the emergence of climate change as a priority, there was a renewed interest in electric cars. This resurgence led to new models of electric vehicles—from small cars to buses and even trucks. The energy crisis led to an increase in gasoline prices, and society in advanced countries began to become aware of the effects of greenhouse gas emissions from oil combustion, the greenhouse effect, and climate change. Concern about greenhouse gas emissions and climate change increased as oil prices rose, and society began to recognize and become more aware of the impact of the current transportation model on cities and the urgency of finding more environmentally friendly transportation alternatives.Save this picture!Save this picture!In developed countries during the 20th century, the growth of cities was largely due to private car use, allowing citizens to travel miles and miles daily from home to work. Suburban expansion shifted the cost of commuting to individuals. Some residential areas are developing far from the city center and industrial zones, where a large proportion of the population relies on cars. In 2010, the global population was around 7 billion, and it's expected to reach 10 billion by 2050. The number of vehicles, meanwhile, is projected to grow from 75 million in 2010 to 2.5 billion by 2050. Will there be enough fossil fuels to power this massive fleet? What will be the future of gas stations?Save this picture!To meet the goals of the Paris Climate Agreement and reduce growing air pollution, low- and middle-income countries should join the global transition to zero-emission electric transport. According to data from the International Energy Agency and the European Alternative Fuels Observatory, China led the world in 2024 with over 7 million electric vehicles (including cars and buses) in operation—an increase of over 3 million in just one year. The U.S. ranked second, followed by Germany, which leads in Europe with about 1.3 million EVs. The UK and France round out the top five.Save this picture!To support this transition, the United Nations Environment Programme (UNEP) has launched a global initiative alongside private sector partners, academic institutions, and financial organizations, helping low- and middle-income countries shift to electric mobility. In Latin America, transportation accounts for around one-third of CO₂ emissions. In Africa, Asia, and parts of Latin America, motorcycles and three-wheelers are essential for daily mobility, often covering over 100 km per day. However, these vehicles usually rely on outdated technologies, making them highly polluting and inefficient. Electrifying two- and three-wheelers presents a significant opportunity to reduce both greenhouse gas emissions and air pollution. UNEP is assisting 17 countries in creating national strategies and running pilot projects to introduce these electric vehicles in regions like Africa, Southeast Asia, and Latin America.Save this picture!Given the rapid urbanization in many low- and middle-income countries, mass public transport remains a cornerstone of urban mobility. Cities across Africa, Asia, and Latin America are investing in better transportation systems, including high-capacity bus corridors and Bus Rapid Transit (BRT) systems. Yet, with the average bus lifespan exceeding 12 years, it's essential to avoid locking cities into outdated technologies. Developing policies to support and incentivize the adoption of zero-emission vehicles is essential to achieving the electrification of public transport. The European Commission proposes promoting investment initiatives in charging infrastructure and emissions trading, to be implemented starting in 2026, by putting a carbon price on fossil-fuel vehicles. This measure seeks to boost the use of electric vehicles and the transformation of transport systems. Now, how could charging infrastructure be developed to support a potential massive growth in the electric vehicle fleet? What upgrades and innovations are needed to handle this future demand? What would happen if all transportation suddenly depended on the power grid?Save this picture!Save this picture!The UN emphasizes that using public transportation is critical to curbing climate change. Electrifying buses and trains could cut greenhouse gas emissions by up to two-thirds per passenger per kilometer compared to private vehicles. Still, private cars hold the greatest potential for emission reduction. In 2018, light-duty vehicles were responsible for nearly half of all transport emissions—including those from rail, sea, and air travel. Several major carmakers have announced ambitious plans to release new EV models in the next five years.Save this picture!According to a study by the McKinsey Center for Future Mobility (2019), roughly 60% of global car trips are under 8 kilometers, making them ideal for micromobility solutions. Electromicromobility refers to small, lightweight, and low-speed electric transportation options for short distances, such as electric skateboards, scooters, bikes, mopeds, and quadricycles. From a user perspective, electric vehicles still face hurdles like high costs, limited range, and long charging times. However, their broader societal benefits—particularly emissions reductions—are significant. Therefore, local and national governments are encouraged to implement supportive policies, such as vehicle purchase subsidies, tax breaks, free charging stations, parking benefits, access to city centers, and special electricity rates for nighttime charging, etc.Save this picture!Save this picture!Ultimately, we should ask: What lies ahead for modern transportation? How could new forms of natural, artificial, and collective intelligence be integrated into the design of today's transportation systems to improve resilience to environmental and growth challenges? What partnerships between countries, industries, and organizations are needed to ensure a sustainable and innovative supply of key materials? What will happen to used EV batteries and electronic components? Will be electric mobility in cities the only way to reduce carbon emissions?This article is part of the ArchDaily Topics: What Is Future Intelligence?, proudly presented by Gendo, an AI co-pilot for Architects. Our mission at Gendo is to help architects produce concept images 100X faster by focusing on the core of the design process. We have built a cutting edge AI tool in collaboration with architects from some of the most renowned firms such as Zaha Hadid, KPF and David Chipperfield.Every month we explore a topic in-depth through articles, interviews, news, and architecture projects. We invite you to learn more about our ArchDaily Topics. And, as always, at ArchDaily we welcome the contributions of our readers; if you want to submit an article or project, contact us. Image gallerySee allShow less About this authorAgustina IñiguezAuthor••• Cite: Agustina Iñiguez. "How Will Transportation Work in the Future? A Look at the Rise of Electric Mobility in Cities" 03 Jun 2025. ArchDaily. Accessed . <https://www.archdaily.com/1030500/how-will-transportation-work-in-the-future-a-look-at-the-rise-of-electric-mobility-in-cities&gt ISSN 0719-8884Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否 You've started following your first account!Did you know?You'll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream

Nearly two decades ago, scientists made an alarming discovery in upstate New York: Bats, the world’s only flying mammal, were becoming infected with a new, deadly fungal disease that, in some cases, could wipe out an entire colony in a matter of months. Since then, the disease — later called white-nose syndrome — has spread across much of the country, utterly decimating North American bats that hibernate in caves and killing over 90 percent of three bat species. According to some scientists, WNS has caused “the most precipitous wildlife decline in the past century in North America.” These declines have clear consequences for human populations — for you, even if you don’t like bats or visit caves. Bats eat insect pests, such as moths and beetles. And as they decline, farmers need to spray more pesticides. Scientists have linked the loss of bats in the US to an increase in insecticide use on farmland and, remarkably, to a rise in infant deaths. Insecticide chemicals are known to harm the health of newborns. The only reason we know any of this is because of a somewhat obscure government program in the US Geological Survey (USGS), an agency nested within the Interior Department. That program, known as the Ecosystems Mission Area (EMA), is the biological research division of Interior. Among other functions, it monitors environmental contaminants, the spread of invasive species, and the health of the nation’s wildlife, including bees, birds, and bats.White-nose syndrome, a fungal disease, has caused massive declines in a handful of bat species, including the tricolored bat, shown here in flight. J. Scott Altenbach/Bat Conservation InternationalThe Ecosystems Mission Area, which has around 1,200 employees, produces the premier science revealing how animals and ecosystems that Americans rely on are changing and what we can do to keep them intact — or risk our own health and economy. This program is now at an imminent risk of disappearing.Send us a confidential tipAre you a current or former federal employee with knowledge about the Trump administration’s attacks on wildlife protections? Reach out to Vox environmental correspondent Benji Jones on Signal at benji.90 or at benji.jones@vox.com or at benjijones@protonmail.com.In the White House’s 2026 budget request, the Trump administration asked Congress to slash funding for EMA by about 90 percent, from $293 million in 2025 to $29 million next year. Such cuts are also in line with Project 2025, the Heritage Foundation’s conservative policy roadmap, which calls for the government to “abolish” Interior’s Biological Resources Division, an outdated name for the Ecosystems Mission Area.Meanwhile, the Trump administration is also reportedly trying to fire government employees in the Ecosystems Mission Area, though a federal judge has so far blocked those efforts. Eliminating biological research is not good. In fact, it’s very bad.For a decade now, EMA’s North American Bat Monitoring Program, or NABat, has been gathering and analyzing data on bats and the threats they face. NABat produces research using data from hundreds of partner organizations showing not only how white-nose syndrome is spreading — which scientists are using to develop and deploy vaccines — but also how bats are affected by wind turbines, another known threat. Energy companies can and do use this research to develop safer technologies and avoid delays caused by wildlife regulations, such as the Endangered Species Act. The irony, an Interior Department employee told me, is that NABat makes wildlife management more efficient. It also helps reveal where declines are occurring before they become severe, potentially helping avoid the need to grant certain species federal protection — something the Trump administration would seem to want. The employee, who’s familiar with Interior’s bat-monitoring efforts, spoke on the condition of anonymity for fear of retaliation by the Trump administration. A northern long-eared bat with white-nose syndrome. Steve Taylor/University of IllinoisA dead bat infected with white-nose syndrome under UV light. USGS“If they want to create efficiencies in the government, they should ask us,” another Interior employee told Vox. “The damage that can be done by one administration takes decades to rebuild.”In response to a request for comment, an Interior Department spokesperson told Vox that “USGS remains committed to its congressional mandate as the science arm of the Department of the Interior.” The White House did not respond to a request for comment. In a Senate appropriations hearing last week, Interior Secretary Doug Burgum refused to commit to maintaining funding for EMA.“There’s no question that they don’t know what EMA does,” said a third Interior employee, who has knowledge of the Ecosystems Mission Area.Ultimately, it’s not clear why the administration has targeted Interior’s biological research. EMA does, however, do climate science, such as studying how plants and animals are responding to rising temperatures. That’s apparently a no-go for the Trump administration. It also gathers information that sometimes indicates that certain species need federal protections, which come with regulations (also a no-go for President Donald Trump’s agenda).What’s especially frustrating for environmental advocates is that NABat, now 10 years old, is starting to hit its stride.“We should be celebrating the 10-year anniversary of this very successful program that started from scratch and built this robust, vibrant community of people all collecting data,” said Winifred Frick, the chief scientist at Bat Conservation International, an environmental group. “We have 10 years of momentum, and so to cut it off now sort of wastes all that investment. That feels like a tremendous loss.” Meanwhile, the cost of maintaining the program is less than 1 percent of Interior’s overall budget.The government’s wildlife monitoring programs are “jewels of the country,” said Hollis Woodard, an associate professor of entomology at University of California Riverside who works with USGS on bee monitoring. “These birds and bats perform services for us that are important for our day-to-day lives. Literally everything I value, including food, comes down to keeping an eye on these populations. The idea that we’re just going to wipe them out is just terrifying.”Update, June 2, 12:58 pm ET: This article was originally published on May 29, 2025, and has been updated to include newly public details on the 2026 White House budget request.See More:

Published June 2, 2025 10:00am EDT close 'CyberGuy' warns of cyberscams costing Americans billions a year Tech expert Kurt Knutsson joins "Fox & Friends" to warn of new cyberscams and give tips on how to avoid them. NEWYou can now listen to Fox News articles! Given the number of phishing scams we have all faced over the past decade, most of us have developed a basic skill to spot and avoid obvious phishing emails or SMS messages. Cybercriminals are aware of this, and they have evolved their tactics by shifting to more complex and convincing schemes designed to bypass skepticism and lure victims.Their goal remains the same: to trick you into handing over sensitive information, especially credit card data. One of the latest examples is the rise in subscription scam campaigns. Scammers are creating incredibly convincing websites selling everything from shoes and clothes to electronics, tricking people into signing up for monthly subscriptions and willingly providing their credit card information. Facebook is being used as the primary platform to promote these new and sophisticated scams. A woman shopping online (Kurt "CyberGuy" Knutsson)What you need to knowBitdefender researchers have uncovered a massive and highly coordinated subscription scam campaign involving more than 200 active websites designed to look like real online stores. These sites, often promoted through Facebook ads, sell everything from clothes and electronics to beauty products, but the real goal is to trick users into signing up for recurring payments, often without realizing it.One of the most common lures is the "mystery box" scam, where you are promised a surprise package at a bargain price. These offers are made to look fun and harmless, but behind the scenes you are giving away personal and credit card information while unknowingly agreeing to hidden subscription terms, often written in tiny fine print.The scam doesn’t stop there. Once you’re convinced and reach the checkout page, scammers often layer in a second scam, like loyalty cards or VIP memberships that further lock you into payments. It’s all designed to confuse you, overwhelm you with supposed perks and make the scam feel like a good deal.Researchers found that many of these websites share a single Cyprus address, possibly tied to offshore entities linked to the Paradise Papers. Despite being spread across different categories and brand names, the sites often use the same layouts, AI agents and payment structures, all pointing to a centralized fraud network.Scammers frequently rotate the brands they impersonate and have started moving beyond mystery boxes, now peddling low-quality products, counterfeit goods, fake investment schemes, dubious supplements and more. To avoid automatic detection, they employ several tactics. These include running multiple versions of an ad, with only one of which is actually malicious while the others display harmless product images, uploading ad images from platforms like Google Drive so they can be swapped out later and cropping visuals to alter recognizable patterns. Listing fake products (Bitdefender) (Kurt "CyberGuy" Knutsson)The scam is expandingWhat started with simple "mystery box" scams has grown into a sprawling, coordinated campaign. These scams now feature fake surveys, tiered "VIP" memberships and deceptive credit systems that make the purchase process intentionally confusing. Users are promised deep discounts or access to exclusive deals, but in reality they’re just being locked into recurring payments.Many of the scam websites trace back to the same physical address in Cyprus, pointing to what appears to be a centralized operation. Researchers also found links to entities mentioned in the Paradise Papers, suggesting these fraudsters are hiding behind offshore infrastructure.And it’s not just mystery boxes anymore. The same scam format is being used to sell low-quality goods, fake supplements and even bogus investment opportunities. With high-quality site design, aggressive advertising and increasingly sophisticated tactics, subscription scams are becoming the new face of online fraud. A person shopping online (Kurt "CyberGuy" Knutsson)10 proactive measures to take to protect your dataEven as scammers become more sophisticated, there are practical steps you can take right now to protect your personal and financial information from subscription fraud and other online threats. Here are ten proactive measures to help keep your data safe:1) Always read the fine print: One of the simplest yet most effective ways to protect yourself from subscription scams is to slow down and read the fine print, especially on checkout pages. Scammers often hide recurring payment terms in small or lightly colored text that’s easy to miss. What seems like a one-time purchase could actually sign you up for a biweekly or monthly charge. Taking just a moment to scan for hidden terms before hitting "Pay" can help you avoid weeks of silent billing.2) Avoid mystery box or VIP-style deals: These offers often prey on curiosity and the promise of surprise or luxury for a low fee. In reality, the "mystery" is the trap: you might receive nothing or a low-quality item while being unknowingly enrolled in a recurring subscription. Scammers use the illusion of exclusivity or urgency to pressure quick decisions.3) Don’t trust ads blindly on social media: Facebook, Instagram and other platforms are a hotbed for these scams, with criminals running paid ads that mimic well-known brands or influencers. These ads often link to professional-looking but fake storefronts. If you’re interested in a deal you see online, don’t click through immediately. Instead, look up the brand or offer in a separate tab and check if it exists outside social media.4) Investigate before you buy: Before purchasing from any unfamiliar site, take a few quick steps to verify its legitimacy. Search the brand's name alongside words like "scam" or "reviews" to see what others have experienced. Look up the company's physical address and check if it actually exists using tools like Google Maps. Make sure the website uses HTTPS, review the site's contact information and cross-check reviews on trusted third-party sites like the Better Business Bureau or Consumer Reports.5) Use strong antivirus software: Adding a strong antivirus program to your devices can provide an extra layer of defense against fraudulent websites and phishing attempts. Strong antivirus software warns you about suspicious links, blocks malicious ads and scans downloads for malware. Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices.6) Invest in personal data removal services: Scammers often rely on leaked or publicly available personal information to target victims with convincing subscription scams. Investing in a personal data removal service can help minimize your digital footprint by removing your information from data broker databases and reducing the chances of being targeted in future campaigns. Regularly monitoring and cleaning up your online presence makes it harder for fraudsters to exploit your data for financial gain. Check out my top picks for data removal services here.Get a free scan to find out if your personal information is already out on the web.7) Be cautious with payment methods: Use secure payment options like credit cards, which often offer better fraud protection than wire transfers, gift cards or cryptocurrency.8) Limit personal information shared on social media: Scammers often gather details from public profiles to craft convincing scams. Review your privacy settings and only share necessary information.9) Use strong, unique passwords and enable multifactor authentication: Create strong, unique passwords for each of your online accounts, especially those tied to your finances or shopping. Enable multifactor authentication wherever possible, as this adds an extra layer of security and makes it harder for scammers to access your accounts, even if your password is compromised. Also, consider using a password manager to generate and store complex passwords. Get more details about my best expert-reviewed password managers of 2025 here.10) Keep your devices and software updated: Regularly update your operating system, browsers and apps. Security updates often patch vulnerabilities that scammers exploit to gain access to your information or install malicious software.Kurt’s key takeawayWhile the rise of subscription scams and deceptive ads is concerning, it’s especially troubling that platforms like Facebook continue to allow these fraudulent ads to run unchecked. Facebook has repeatedly failed to adequately vet or prevent these malicious campaigns from reaching vulnerable individuals. The platform’s ad approval system should be more proactive in spotting and blocking ads promoting scams, particularly those that impersonate well-known brands or content creators. How do you feel about Facebook’s role in allowing scam ads to circulate? Let us know by writing us atCyberguy.com/Contact.For more of my tech tips and security alerts, subscribe to my free CyberGuy Report Newsletter by heading to Cyberguy.com/Newsletter.Follow Kurt on his social channels:Answers to the most-asked CyberGuy questions:New from Kurt:Copyright 2025 CyberGuy.com. All rights reserved. Kurt "CyberGuy" Knutsson is an award-winning tech journalist who has a deep love of technology, gear and gadgets that make life better with his contributions for Fox News & FOX Business beginning mornings on "FOX & Friends." Got a tech question? Get Kurt’s free CyberGuy Newsletter, share your voice, a story idea or comment at CyberGuy.com.