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WWW.NEWSCIENTIST.COMThis mathematical trick lets you work out the weekday of any dateThis mathematical trick will let you work out the weekday of any dateH. Armstrong Roberts/ClassicStock/AlamyTime comes in cycles, and we deal with it using a cyclic number system. What time is 5 hours after 10pm? Hopefully you would say 3am, not 15pm. You know 10 + 5 isnt 3, but you also know to reset to zero when you hit 12. In mathematical terms, this is called modular arithmetic: we divide 15 by 12 and keep the remainder. We write this as 10 + 5 = 3 modulo 12.Modular arithmetic has many applications, from cryptography to magic tricks. There is0 Comentários 0 Compartilhamentos 139 Visualizações
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WWW.BUSINESSINSIDER.COMShoppers are still cautious heading into 2025Shoppers spent cautiously during the holiday season.There are some signs that consumers could feel better about spending more in 2025.But tariffs and a dip in consumer confidence paint a more ominous picture for the new year.Shoppers are entering 2025 cautiously after years of escalating prices and amid worries about the impact of potential tariff increases under the incoming Trump administration.The holiday shopping season showed once again that customers are willing to spend but only if the price is right. Shoppers could become less price-conscious as the year goes on, however, if inflation doesn't pick up its pace again."This holiday season, we saw consumers motivated by deals and retailers respond with promotions to meet the demand," Steve Sadove, a senior advisor for Mastercard and former CEO of department store Saks, said as part of the Mastercard SpendingPulse survey.Released the day after Christmas, the survey showed that US retail sales grew 3.8% between November 1 and December 24.Optimism among consumers reached its highest point since before the pandemic in the fourth quarter of 2024, McKinsey's ConsumerWise survey found.The survey also showed that, despite their stated optimism, shoppers were planning to spend the same or less on most products, other than holiday-related categories such as toys, than they did during the third quarter. That indicates an ongoing tough environment for retailers."Consumers may have reported feeling more optimistic in the fourth quarter, but that does not mean they intend to spend more as a result," McKinsey said in the survey.Going into the holidays, Costco members were being "very choiceful about how they're spending the dollars," CFO Gary Millerchip said on an earnings call in December.But Millerchip also pointed to robust spending on optional items, such as jewelry and sporting goods, as holiday shopping ramped up. "It reflects the fact that our members are willing to spend as inflation comes down," Millerchip said.If price increases do continue to slow a tailwind that Goldman Sachs expects will continue in 2025 consumers could feel better about spending more.But there are also signs that things could get worse.Just before Christmas, consumer confidence fell near levels usually associated with an imminent recession as many shoppers worried about their future incomes and the cost of living.Another round of tariffs on imports into the US from the incoming Trump administration could also raise prices for shoppers if manufacturers, retailers, and others pass the costs to consumers.So, even though the Mastercard SpendingPulse survey pointed to a fairly happy holidays for shops and shoppers alike, the new year still looks uncertain for both groups after a tricky 2024.0 Comentários 0 Compartilhamentos 145 Visualizações
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WWW.BUSINESSINSIDER.COMMy husband and I have traveled all over and wanted to visit all 7 continents. We finally went to Antarctica, and it was amazing.My husband and I skipped Thanksgiving this year to visit our 7th continent together.Our kids, who've visited 25 countries with us, supported our dream and followed our trip virtually.It was a trip we'll always remember, and we saw unbelievably gorgeous sights.My husband and I just marked a significant milestone by visiting our seventh continent together: Antarctica. During the past 20 years, our mutual love for exploration has taken us to every corner of the globe, but our recent journey to this vast, icy desert feels distinctly different.Once a destination reserved for scientists and the most intrepid travelers, Antarctica has become more accessible in recent years thanks to expedition voyages offered by various companies. We embarked on an extraordinary 11-day adventure to Antarctica with National Geographic-Lindblad Expeditions.Here's what it's like to visit Antarctica and why we're glad we saved the "frozen" continent for last.Each day was an adventureThe flight itinerary included a 24-hour, two-connection route from the US to Ushuaia, Argentina, the southernmost city in the world. We spent one night at Arakur Ushuaia Resort & Spa, which has fantastic views of the town and the Beagle Channel.The following morning, we ventured briefly to Tierra del Fuego National Park. In the early evening, we boarded our vessel, ready to set sail on an exciting seven-night voyage.Though Antarctica's harsh conditions left my fingertips frozen daily, setting foot on its pristine, glacial landscapes filled me with an unexpected sense of warmth and wonder. The awe of being immersed in such a stunning setting made every challenge worthwhile.Each day was a thrilling adventure. We boarded zodiac boats to reach remote bays for morning and afternoon excursions, engaging in various activities from serene kayaking to invigorating hikes. Between these outings, we gained a deeper understanding of the continent's unique ecosystem and marine life through expert-led presentations on various topics, including (of course) penguins. We learned that penguins can take up to 10,000 naps per day, each lasting about 4 seconds. The author and her husband saw penguins at Mikkelson Harbor. Photo credit: Taryn White of The Trip Wish List Throughout the trip, we had close encounters with these adorable creatures. We watched them porpoise through the cerulean waters, gracefully leaping in and out with remarkable agility. On land, we watched them waddle and slide on their bellies up and down the "penguin highways" well-worn paths carved by penguins walking the same routes between the ocean and their colonies. The author saw a chinstrap penguin gliding down a "penguin highway." Photo credit: Taryn White of The Trip Wish List When not on an excursion, we made the most of our time aboard the ship. The main lounge was a delightful place to unwind, socialize with fellow travelers, and enjoy incredible views. Although I experienced some queasiness while crossing the infamous Drake Passage, we were fortunate to have traversed the "Drake Lake." Our expedition leader said we were blessed with some of the calmest seas he had ever seen.We also enjoyed meal options like butter confit lobster tail and a special Thanksgiving dinner featuring turkey, Brussels sprouts, carrots, cranberry sauce, and gravy. They had Thanksgiving Dinner on their cruise. Photo credit: Taryn White of The Trip Wish List We saw plenty of beautiful sights, but 5 stood outOne of the highlights of the trip was when the ship parked on a bed of fast ice at Charlotte Bay. We disembarked and walked directly on the ice, observing a small group of penguins. The author and her husband enjoyed their time on the National Geographic Explorer. Photo credit: Taryn White of The Trip Wish List Cierva Cove has jaw-dropping scenery befitting a postcard. There, we marveled at the dynamic interplay between the ocean, icebergs, and floating sea ice.We also kayaked in Chiriguano Bay, a protected inlet on the southern end of Brabant Island in the Palmer Archipelago. Paddling with the backdrop of towering snow-covered mountains was so calming.Portal Point is a stunning, rocky outcrop northeast of the Reclus Peninsula, with dramatic mountain ranges and glacial tongues. It's one of those places you have to see to believe. Deception Island felt different from the other terrain they'd seen. Photo credit: Taryn White of The Trip Wish List And finally, Deception Island's volcanic terrain starkly contrasted the icy landscapes found elsewhere in Antarctica. The island features warm sands and geothermal waters along its coast.It's a trip we'll always rememberAt the end of the cruise, we embarked on a nonstop flight from Teniente Rodolfo Marsh Martin Airport, located within Chile's Antarctic base on King George Island, to Puerto Natales, Chile. The flight provided a seamless and scenic transition from the frozen wilderness back to the verdant landscapes of the South American mainland. They flew home from King George Island. Photo credit: Taryn White of The Trip Wish List Our trip to Antarctica was undoubtedly our most unforgettable trip to date. The rare privilege of navigating this phenomenal landscape, leaving footprints where few ever will, was a challenging physical journey and a profoundly emotional one, too. It left us with an enduring connection to a world that is both formidable and incomparable in its beauty a place that will forever occupy a special space in our hearts.0 Comentários 0 Compartilhamentos 125 Visualizações
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WWW.BUSINESSINSIDER.COM14 cities where homebuyers have leverage thanks to rising inventory and falling pricesA sizable uptick in home inventory has brought down prices, giving buyers leverage.Fierce bidding wars that were common during the pandemic may be over for now.Here are 14 top US cities for buyers as 2025 begins, according to Realtor.com.A slow year in the US housing market ended on a high note for buyers, and they might have even more luck landing new homes in the new year.Property prices slid again in December in a less competitive market with steadily rising supply, according to Realtor.com's final housing market reportfor 2024, whichwas releasedin early January. Home prices are trending lower on a monthly basis and are also cheaper than last year, as shown by the brown and pink lines. Realtor.com Median single-family home prices were 1.8% lower last month than the year prior at a going rate of $402,502, the firm found. The median price per square foot did rise by 1.3% year-over-year, though researchers said that was largely because buyers targeted smaller, cheaper houses. Realtor.com Those declines stem from a long-awaited surge in home supply. Property listings were up for the 14th month and by 22% over last December. The number of unsold houses, including those under contract, also jumped for the 12th consecutive month and by 17.5% from 2023. Realtor.com Supply has risen, but not everything is rosyBut while buyers got the lower prices they'd hoped for, many still didn't sign on the bottom line.December was the quietest month on the housing front in nearly two years. The typical home was on sale for 70 days, compared to 62 days in November and 61 days in late 2023. Realtor.com The slump coincided with a recent surge in mortgage rates, which just reached levels not seen since July. Higher borrowing costs are a major barrier for many buyers, and they've also deterred would-be sellers who are reluctant to trade in inexpensive mortgages for costlier ones. And when lofty mortgage rates cap what buyers can spend, sellers are stuck with weaker offers. Freddie Mac "With higher rates taking a bite out of homebuying power, fewer new sellers are coming to the market this winter compared with this past fall," Realtor.com's Ralph McLaughlin wrote in the January 2 report.That's not to say there's a sales drought, as pending listings were 7.4% higher last month than a year earlier. Still, homes under contract had risen 14.7% in November before the latest spike in mortgage rates, which suggests that losses in home affordability are hurting the market.While rates are a headwind, Realtor.com's economists are still calling for sales growth this year. However, the firm's forecast is for 1.5% growth, which is far less than optimists have predicted."Though rates are significantly higher today than they were just a few months ago, our 2025 forecast shows that as both lower rates and time chisel away at the 'lock-in' effect that has held back sales this year, we should expect home sales to rise modestly by 1.5% in 2025," McLaughlin wrote.14 cities that favor buyersThose who made buying a house a New Year's resolution might not have as much trouble as they would have a year or two ago, though they'll still need to look in the right places.Home inventory increased last month across all four US regions and in all but one of the nation's 50 largest metropolitan areas, but there were still massive discrepancies. For example, the South and West saw supply rise by roughly 25% versus about 7% in the Northeast. Realtor.com Since buyers have more options, there isn't as much pressure on them to bite on deals. In turn, homes were for sale for longer in 92% of major markets last month. That stalemate drove 12.9% of sellers to cut their asking prices, which was slightly higher than the 12.7% in December 2023.To help buyers secure deals, Business Insider reviewed Realtor.com's latest housing data and found 14 large US metro areas that had lower prices and listing growth of at least 10%. Below are those cities and their median listing price, price growth on an overall and per-square-foot basis, active listing growth, share of homes with reduced prices, and the growth in that metric.0 Comentários 0 Compartilhamentos 129 Visualizações
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WWW.YOUTUBE.COMUnreal Engine 5 - Top Down Shooter Game Mode #3 - Shooting Reticle in Top Down View modeProject Files: https://www.patreon.com/posts/119336485 .In this episodes of the top down shooter series, I am going to work on how to update the reticle location of the gun hud widget to match the aiming location in the top down view-mode. Here, I am going to use the same gun widget I have used for the third person view-mode and we will make sure the reticle system still works with the third person view if we are using the third person game mode. If the game mode is top down, reticle will change accordingly. CodeLikeMe Top Down shooter series: https://www.youtube.com/playlist?list=PLNTm9yU0zou4pEFizUOVzcM5roBFYa1oN CodeLikeMe Third-Person shooter series: https://www.youtube.com/playlist?list=PLNTm9yU0zou4HL7SAyIQoCqJRJ5QeQAl8 // ! https://www.patreon.com/codelikeme Patrons will have access to project files of all the stuff I do in the channel and other extra benefitsJoin this channel to get access to perks:https://www.youtube.com/channel/UClb6Jh9EBV7a_Nm52Ipll_Q/join Like my facebook page for more content : https://www.facebook.com/gamedevelopersclub/ Follow me on twitter : https://twitter.com/CodeLikeMe2 Follow me on reddit : https://www.reddit.com/user/codelikeme #CodeLikeMe #unrealengine #ue5 #indiegamedev0 Comentários 0 Compartilhamentos 168 Visualizações
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WWW.LIVESCIENCE.COMSpace photo of the week: Hubble celebrates 10 years of hunting giantsBehold, the giants! The Hubble Space Telescope has completed a decade of observing Jupiter, Saturn, Uranus and Neptune.0 Comentários 0 Compartilhamentos 138 Visualizações
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WWW.LIVESCIENCE.COMHow do DNA tests tell if two people are related?How can DNA from a cheek swab determine if someone is closely related to you?0 Comentários 0 Compartilhamentos 143 Visualizações
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GAMERANT.COMBest Weapons For Close-Quarter Combat In COD: Black Ops 6While it may be tempting for Call of Duty: Black Ops 6 players to create a class that works well in all situations, sometimes the map design or pace of a match brings out a need to get into the thick of it. As such, a more specialized firearm at close range may prove more effective than a tried-and-true all-rounder.0 Comentários 0 Compartilhamentos 123 Visualizações
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GAMERANT.COMThe Case For Fallout 5 to Give The Series' Most Iconic Faction a RestFallout 5 is far off on the horizon, but speculating and theorizing about what the next big chapter in the series has in store is compelling. Through the years, Fallout has told gripping post-apocalyptic tales, and the next mainline game will hopefully offer even more insight into an already fascinating world of wastelands and survival.0 Comentários 0 Compartilhamentos 127 Visualizações