The Liberation Army's Grand Commander - Rikiya Yotsubashi, otherwise known as Re-Destro is one of the main villains in the My Hero Academia series. Re-Destro is also recognized as the descendent of Destro, who was the founder of the Meta Liberation Army.

The LG B3 OLED may have been released two years ago, but it is still one of the hottest TVs in 2025. If you're hunting for a budget TV for gaming or watching movies, the B3 is a proper upgrade that will leave you impressed with stunning picture quality and powerful gaming features. In what appears to be a clearance sale, Walmart has restocked the 55-inch model for just $798, the lowest price for a 120Hz OLED TV.

Companies and organizations are increasingly using AI to protect their customers and thwart the efforts of fraudsters around the world.Voice security company Hiya found that 550 million scam calls were placed per week in 2023, with INTERPOL estimating that scammers stole $1 trillion from victims that same year. In the U.S., one of four noncontact-list calls were flagged as suspected spam, with fraudsters often luring people into Venmo-related or extended warranty scams.Traditional methods of fraud detection include rules-based systems, statistical modeling and manual reviews. These methods have struggled to scale to the growing volume of fraud in the digital era without sacrificing speed and accuracy. For instance, rules-based systems often have high false-positive rates, statistical modeling can be time-consuming and resource-intensive, and manual reviews cant scale rapidly enough.In addition, traditional data science workflows lack the infrastructure required to analyze the volumes of data involved in fraud detection, leading to slower processing times and limiting real-time analysis and detection.Plus, fraudsters themselves can use large language models (LLMs) and other AI tools to trick victims into investing in scams, giving up their bank credentials or buying cryptocurrency.But AI coupled with accelerated computing systems can be used to check AI and help mitigate all of these issues.Businesses that integrate robust AI fraud detection tools have seen up to a 40% improvement in fraud detection accuracy helping reduce financial and reputational damage to institutions.These technologies offer robust infrastructure and solutions for analyzing vast amounts of transactional data and can quickly and efficiently recognize fraud patterns and identify abnormal behaviors.AI-powered fraud detection solutions provide higher detection accuracy by looking at the whole picture instead of individual transactions, catching fraud patterns that traditional methods might overlook. AI can also help reduce false positives, tapping into quality data to provide context about what constitutes a legitimate transaction. And, importantly, AI and accelerated computing provide better scalability, capable of handling massive data networks to detect fraud in real time.How Financial Institutions Use AI to Detect FraudFinancial services and banking are the front lines of the battle against fraud such as identity theft, account takeover, false or illegal transactions, and check scams. Financial losses worldwide from credit card transaction fraud are expected to reach $43 billion by 2026.AI is helping enhance security and address the challenge of escalating fraud incidents.Banks and other financial service institutions can tap into NVIDIA technologies to combat fraud. For example, the NVIDIA RAPIDS Accelerator for Apache Spark enables faster data processing to handle massive volumes of transaction data. Banks and financial service institutions can also use the new NVIDIA AI workflow for fraud detection harnessing AI tools like XGBoost and graph neural networks (GNNs) with NVIDIA RAPIDS, NVIDIA Triton and NVIDIA Morpheus to detect fraud and reduce false positives.BNY Mellon improved fraud detection accuracy by 20% using NVIDIA DGX systems. PayPal improved real-time fraud detection by 10% running on NVIDIA GPU-powered inference, while lowering server capacity by nearly 8x. And Swedbank trained generative adversarial networks on NVIDIA GPUs to detect suspicious activities.US Federal Agencies Fight Fraud With AIThe United States Government Accountability Office estimates that the government loses up to $521 billion annually due to fraud, based on an analysis of fiscal years 2018 to 2022. Tax fraud, check fraud and improper payments to contractors, in addition to improper payments under the Social Security and Medicare programs have become a massive drag on the governments finances.While some of this fraud was inflated by the recent pandemic, finding new ways to combat fraud has become a strategic imperative. As such, federal agencies have turned to AI and accelerated computing to improve fraud detection and prevent improper payments.For example, the U.S. Treasury Department began using machine learning in late 2022 to analyze its trove of data and mitigate check fraud. The department estimated that AI helped officials prevent or recover more than $4 billion in fraud in fiscal year 2024.Along with the Treasury Department, agencies such as the Internal Revenue Service have looked to AI and machine learning to close the tax gap including tax fraud which was estimated at $606 billion in tax year 2022. The IRS has explored the use of NVIDIAs accelerated data science frameworks such as RAPIDS and Morpheus to identify anomalous patterns in taxpayer records, data access and common vulnerability and exposures. LLMs combined with retrieval-augmented generation and RAPIDS have also been used to highlight records that may not be in alignment with policies.How AI Can Help Healthcare Stem Potential FraudAccording to the U.S. Department of Justice, healthcare fraud, waste and abuse may account for as much as 10% of all healthcare expenditures. Other estimates have deemed that percentage closer to 3%. Medicare and Medicaid fraud could be near $100 billion. Regardless, healthcare fraud is a problem worth hundreds of billions of dollars.The additional challenge with healthcare fraud is that it can come from all directions. Unlike the IRS or the financial services industry, the healthcare industry is a fragmented ecosystem of hospital systems, insurance companies, pharmaceutical companies, independent medical or dental practices, and more. Fraud can occur at both provider and patient levels, putting pressure on the entire system.Common types of potential healthcare fraud include:Billing for services not renderedUpcoding: billing for a more expensive service than the one renderedUnbundling: multiple bills for the same serviceFalsifying recordsUsing someone elses insuranceForged prescriptionsThe same AI technologies that help combat fraud in financial services and the public sector can also be applied to healthcare. Insurance companies can use pattern and anomaly detection to look for claims that seem atypical, either from the provider or the patient, and scrutinize billing data for potentially fraudulent activity. Real-time monitoring can detect suspicious activity at the source, as its happening. And automated claims processing can help reduce human error and detect inconsistencies while improving operational efficiency.Data processing through NVIDIA RAPIDS can be combined with machine learning and GNNs or other types of AI to help better detect fraud at every layer of the healthcare system, assisting patients and practitioners everywhere dealing with high costs of care.AI for Fraud Detection Could Save Billions of DollarsFinancial services, the public sector and the healthcare industry are all using AI for fraud detection to provide a continuous defense against one of the worlds biggest drains on economic activity.The NVIDIA AI platform supports the entire fraud detection and identity verification pipeline from data preparation to model training to deployment with tools like NVIDIA RAPIDS, NVIDIA Triton Inference Server and NVIDIA Morpheus on the NVIDIA AI Enterprise software platform.Learn more about NVIDIA solutions for fraud detection with AI and accelerated computing.

An unexpected bounty upends the new order of Avalon, marking a target on the backs of prominent Rogue team Operators. The huge Season 02 update for Call of Duty: Black Ops 6 and Call of Duty: Warzone adds additional maps, modes, weapons, events, and more, kicking off the new year with a bang.Season 02 of Call of Duty: Black Ops 6 and Call of Duty: Warzone launches January 28 on PS5 and PS4.Play VideoMultiplayer overviewNew Core 6v6 MapsBounty (Launch): Take in the Avalon skyline at sunrise as you battle atop a skyscraper catering to a wealthy and powerful clientele.Dealership (Launch): Theres been an incident at the exquisite Pallasar car dealership. Race past the smoking vehicles into the showroom and beyond.Grind (Mid-Season): The infamous skatepark returns. Shred your enemies in the pro shop, indoor stadium, and along the huge skate bowl and halfpipe outdoors.New 2v2/6v6 Strike MapsLifeline (Launch): Smoke rises from the hardtop of an ocean-bound yacht. Fight along its narrow confines, including a bar, gambling den, and disco.Bullet (Mid-Season): Engage the enemy in a bullet train speeding down the track. Climb up top into the screaming wind; watch that you dont step off the sides.New Multiplayer modesOverdrive (Launch): Crank up the action in this twist on Team Deathmatch. Eliminate enemies to earn stars and rack up buffs like seeing through walls, replenishing health, and increasing your movement and handling speeds. Get every buff to activate Overdrive, awarding double stars for every elimination.Gun Game (Launch): The fan-favorite mode returns! All Operators cycle through the same set of 20 weapons; eliminate enemies to advance to the next weapon. Melee attacks set targets back to the previous weapon, and frequent radar sweeps reveal the last known location of all Operators on the map.Valentines Day LTMs: Get into the season of love with 3v3 competition in Third Wheel Gunfight and 2v2 Face Off modes in Couples Dance Off.New Loadout itemsPerk: Slipstream (Launch): Raises your base sprint speed at the cost of removing Tac Sprint.Perk: Hunters Instinct (Mid-Season): Eliminating an enemy marks the next closest enemy.Scorestreak: War Machine (Event Reward): Grenade launcher that fires a rain of mini grenades with a high-speed rate of fire.Wildcard: Flyswatter (Mid-Season): Replace the melee weapon in your dedicated melee slot with a Launcher.Multiplayer Ranked PlayGear up for another season of Ranked Play, offering a new set of seasonal rewards including a new Pro Issue Weapon Blueprint plus Calling Cards and Emblems displaying your highest earned Rank in the season.Zombies overviewEnter cursed catacombs and follow in the footsteps of a doomed explorer as The Tomb map arrives at Season 02 launch.New map: The Tomb (launch)Reports of paranormal phenomena go back centuries at a dig site rumored to hold the Sentinel Artifact that may free Samantha Maxis from her Dark Aether prison. Descend into the tunnels below in search of a gate that will transport the characters to a world of darkness and ancient mysteries.New ways to fight (launch)Face new enemies like the Shock Mimic using the new Staff of Ice Weapon, Arrow Trap, and the Death Perception Perk featuring researchable Major and Minor Augments. Pop three new GobbleGums and blast enemies to smithereens with the craftable War Machine Scorestreak.Call of Duty: Warzone overviewNew PerksPerk: Reactive Armor (Launch): Your armor will regenerate up to 50% if you have not taken damage in the last 5 seconds.Perk: Low Profile (Mid-Season): Move more quickly while crouched, prone, and downed.General OverviewNew Weapons: Decimate your foes with four new Primary Weapons: the Cypher 091 Assault Rifle, PPSh-41 SMG, Feng 82 LMG, and TR2 Marksman Rifle. Plus, unlock the new Saw Blade Launcher, Skateboard Melee, and more.New Attachments: Equip an underbarrel Crossbow Attachment and go loud with the Full Auto Mod for the AEK-973 Marksman Rifle, the Binary Trigger for the Tanto .22 SMG, and the LMG Belt-Fed Attachment.New EventsEarn new rewards in the following in-season events, with more arriving in the mid-season.Event: The Terminator: Collect skulls via eliminations to unlock rewards; earn bonus skulls for eliminating enemies with explosive or fire damage.Event: Shadow Hunt: To join Nocturne, you must first complete the challenges he has laid out before you. Dont fail him.Event: St. Patricks Day: Clover Craze: Collect four-leaf clovers for landing eliminations. Redeem for rewards.Season 02 Battle Pass, Store ContentAccess over 110 pieces of unlockable content led by the new assassin Operator Nocturne alongside new Operator Skins, weapons, Weapon Blueprints, Finishing Moves, Emotes, and more. Get more with BlackCell.Become the ultimate killing machine as the Tracer Pack: The Terminator Ultra Skin X2 arrives courtesy of Skynet as well other awesome new Store Bundles like the Tracer Pack: Death Mosh, Tracer Pack: Killer Content Mastercraft, and more.Season 02 launches January 28Black Ops 6 is available now. Experience the spy action thriller Campaign, the in-depth tactical chaos of Multiplayer, and soak in the gory glory of round-based Zombies experience!

The folks behind Judero, last years beautifully handcrafted Scottish adventure and my favorite game of 2024, are back and crowdfunding their next project, Mashina.Everything in Mashina is handmade out of various materials and animated using traditional stop-motion techniques, the games Kickstarter reads. We then turn the animations into textures and sprites we can use in game, adding normal maps which let us have dynamic lighting and shadows. We are building on everything we learned in Judero and aim to make an even more visually compelling stop motion game.Speaking with Polygon, narrative director and designer Jack King-Spooner described Mashinas themes with just six words: Hopefulness, nurturing, community, and general wholesomeness.Mashina follows a robot of the same name as she digs up valuable materials and nurtures a society of fellow automatons, some of which are voiced by online personalities like Jonathan Holmes and Vinny Vinesauce. Gameplay will be split between underground mining and overground exploration, switching between a side-scrolling 2D view in the former and full 3D in the latter.All in all, Mashina looks as if its being made with the same care and attention to detail that earned Judero an Excellence in Visual Arts nomination at the Independent Game Festival Awards. And supporters seem to think so too, as King-Spooner and partner Talha Kaya have already raised half of their $14,813 goal ahead of the Feb. 12 end date. Be sure to check out the Kickstarter page for more details.

Hoooooooooowl do you follow up a moody gothic vampire movie that breaks out big at the box office? If youre Robert Eggers, you embrace the two wolves inside you.Eggers, whose Nosferatu has grossed nearly $156 million worldwide after debuting in last years not-usually-macabre Christmas window, will reportedly follow up his vampire redux with another straight-faced horror movie: Werewulf, based on an original script penned by Eggers and his The Northman co-writer Sjn. The Hollywood Reporters scoop suggests the movie takes place in 13th-century England and is steeped in period-appropriate dialogue. Fans of Eggers films The Witch and The Lighthouse know the filmmaker is a folklore obsessive who lives for the details, so yes, this all tracks. (There were also plans to shoot the film in black-and-white, similar to The Lighthouse, but thats no longer in the cards.)The news arrives on the heels of Wolf Man, Universals lycanthropic reboot, bombing at the box office. Maybe thats because there wasnt a whole lot of wolfy Wolf Man horror in the Blumhouses revival of the Universal Monsters icon? Whatever the case, Focus Features, the studio behind Nosferatu, is not shook. The company will reteam with Eggers on Werewulf, which sounds like it will do what Nosferatu did for the vampire genre: show the fangs, spill the blood, and let the metaphors find themselves. While rumors swirled in the wake of Nosferatu that Eggers might team up with The Jim Henson Company on a remake for Labyrinth unthinkable without the kind of cred that comes with a box-office smash, at least based on what those in charge of Henson Company would tell you THR says that Werewulf will be Eggers next film. The target release date is Christmas 2026.Move over 2025 Dark Universe revival; in 2026, the Dark Eggersverse will come into focus.

After years of waiting, iOS 18.2 has finally allowed third-party app developers to create tools to automatically block spam calls. All of this has been possible on Android for years now, but until recently, Apple's privacy settings had prevented it. Finally, anti-spam apps like Truecaller can have full functionality on the iPhone, too.iOS 18.2's Live Caller ID Lookup solves an age-old problemApple's privacy limitations have so far stopped third-party app developers from creating a true call screening tool. For example, the Truecaller app on Android can run an online check for a number as soon as you get a call. The number goes through Truecaller's live database of known spam callers, and if identified, Truecaller warns the user with a big red box, or even automatically rejects the call for the user if set up to do so.Previously, all of this could never happen on the iPhone because apps weren't allowed to send this phone number data to their servers. But with iOS 18.2, Apple has introduced a new API called Live Caller ID. This uses homomorphic encryption to hide phone numbers as they travel between your iPhone and Truecaller's servers, letting the iPhone version of the app finally catch up to the Android one.As it stands, Truecaller is the only popular app that supports the new Live Caller ID API, but I'm sure more companies will follow suit.How live caller ID and spam rejection works in TruecallerTruecaller's free plan only supports caller ID for verified businesses. If you're looking for the real deal, the spam caller ID and automatic call blocking, you'll have to pay for Truecaller Premium, which is $9.99/month or $74.99/year. Alternatively, you can get the family plan for $14.99/month or $99/year for up to 5 users, so adding on more people does represent a pretty significant discount.After installing Truecaller and upgrading to Truecaller Premium, you'll need to make a trip to the Settings app to enable the Caller ID feature. Go to Settings > Apps > Phone > Call Blocking & Identification. Credit: Khamosh Pathak Here, you'll see multiple entries for Truecaller. Enable all of them. The last one, Truecaller Part 5 in the Live Caller ID Lookup section, will enable the latest caller ID features.Finally, to enable the option to automatically block calls from known spammers, open the Truecaller app. Tap on the Protect tab, go to Calls, and enable the Auto-block spam feature. Then, you can choose to block Top spammers or All spammers.The new version of Truecaller for iOS is rolling out globally over the next few days. According to early access from TechCrunch, the app successfully blocked most calls, but may still miss some.

Samsung Unpacked is once again upon us, and, like clockwork, Samsung used the occasion to unveil their latest flagship Android phones. This time around, the company is releasing the aptly named Galaxy S25, Galaxy S25+, and Galaxy S25 Ultra, perhaps some unsurprising upgrades from the Galaxy S24 series. That said, there are a number of new features and changes with these devices that are worth exploring.New Galaxy AI features Credit: Sachin Bahal As you might expect, Samsung is launching the Galaxy S25 series with new Galaxy AI features. First up, there's Now Brief, which gives you AI-powered summaries of your sleep results, the weather, and your events for the day. The feature learns your patterns, and shows you relevant information over time. Your "Now Brief" can be accessed on the lock screen or via the Home screen widget.Next, there's Cross App Action. This feature lets you create tasks you want to be completed and the AI will combine these tasks and finish them for you. You can access Cross App Action by long-pressing the power button to open Google Gemini.Auto Suggestions is another AI-powered feature that gives you suggestions based on your previously used routines. For example, Auto Suggestions could suggest you start your robot vacuum when you're not home, or open your favorite navigation app when heading out for a trip. Multimodal Search, on the other hand, lets you search for items through various, sometimes non-traditional means. You could hum a song when you don't remember the name of it, then the AI can try to piece it together and search for the track.Then, there's Auto Trim, which automatically removes unnecessary elements in your videos, such as "um's" and other pauses. You can also uses keywords to help the AI identify which clips or sounds to trim out. Lastly, there's Audio Eraser, which removes background noise and conversations, and isolates vocals and dialogue in videos shot on your phone.Galaxy S25 specs Credit: Sachin Bahal All phones in the Galaxy S25 lineup are powered by the Qualcomm Snapdragon 8 Elite SoC, along with 12GB of RAM. Compared to the Snapdragon 8 Gen 3 chip, the 8 Elite chip brings a 45% performance boost and 44% improved power efficiency, thanks to the new 3 nanometer manufacturing process. The new Adreno GPU in the 8 Elite also improves performance by 40%, which could be helpful for mobile gaming. Like past phones, all three Galaxy S25 models come with a Dynamic AMOLED 2X display which supports an adaptive refresh rate of 1120Hz. They all come with an ultrasonic fingerprint sensor as well as facial recognition. Storage options for each include 128GB, 256GB, 512GB and 1TB. The most immediate difference between each device is their display size:Galaxy S25: 6.2-inch display (2340 x 1080)Galaxy S25+: 6.7-inch display (3120 x 1440)Galaxy S25 Ultra: 6.9-inch display (3120 x 1440)As usual, Samsung is including large batteries in all three devices. The S25 comes with a 4,000 mAh battery, the S25+ has a 4,900 mAh battery, and the S25 Ultra has a 5,000 mAh battery. In terms of charging speeds, the S25 supports up to 25W of both wired and wireless charging. Meanwhile, the S25+ and S25 Ultra are capable of 45W wired and 25W wireless charging. All devices support reverse wireless charging with Wireless PowerShare, like previous Galaxy phones. It's worth noting the Galaxy S25 series does not have Qi2 support, which would bring MagSafe-like charging to Samsung phones. Samsung has said that some of their official cases for the Galaxy S25 series will have magnets built-in, so they're compatible with magnetic accessories. Galaxy S25 cameras Credit: Sachin Bahal The Galaxy S25 and S25+ sport a 12MP ultra-wide lens, 50MP wide, and 10MP telephoto. Meanwhile, the S25 Ultra gets a 200MP wide lens, 50MP ultra-wide, and two telephoto lensesone 10MP (3x) and one 50MP (5x). All three Galaxy S25 phones have a 12MP front camera, but the Ultra's front camera comes with auto-focus. The Snapdragon 8 Elite also impacts the performance of these cameras. The new chip can erase unwanted elements from videos, using on-device AI processing. It also improves low-light video capture, which should help when shooting video at nighttime. Galaxy S25 colors Credit: Sachin Bahal The Galaxy S25 and S25+ come in Silver Shadow, Navy, Icy Blue and Mint. The S25 Ultra, on the other hand, is available in Titanium Black, Titanium Grey, Titanium Whitesilver and Titanium Silverblue. When is the Galaxy S25 available?The Galaxy S25 series is launching on Feb. 7, with pre-orders available starting today.

Samsung just held its Unpacked event and the company announced all kinds of new products. The most notable of the bunch, however, was likely the Galaxy S25 Ultra flagship smartphone. It's the most powerful of the just-announced S25 line and Amazon is offering a pretty swell pre-order bonus, to the tune of a $200 gift card. Thats right. If you pre-order a Galaxy S25 Ultra handset, you get a $200 Amazon gift card that can be used on just about anything. This can help shave off some of the sticker shock of that $1,300 price tag. If the price still isnt right, Amazon is offering similar promotions for the standard S25 and the slightly beefier S25+. However, the gift card amount shrinks to just $100. The regular S25 starts at $700 and the S25+ starts at $1,000. Pre-orders for the Samsung Galaxy S25 series are open right now. Deliveries should start going out on February 7. We have full reviews of all three phones coming soon, if you want to wait make sure the handsets are worth the cost. Follow @EngadgetDeals on Twitter and subscribe to the Engadget Deals newsletter for the latest tech deals and buying advice.This article originally appeared on Engadget at https://www.engadget.com/deals/amazon-includes-a-200-gift-card-when-you-pre-order-the-samsung-galaxy-s25-ultra-195455473.html?src=rss

Samsungs first Unpacked event of 2025 delivered the Galaxy S25 series as expected. Although the phones dont have dramatically upgraded specs, the company stuffed you guessed it! more AI into the devices. This latest batch is more context-sensitive and predictive, and some of it even squeezes more out of the phones mildly upgraded hardware. Galaxy S25 Ultra Sam Rutherford for Engadget The Galaxy S25 Ultra is still the biggest, best and most expensive of the bunch. It has a 6.9-inch display and a more rounded edge for a comfortable grip. Samsung says its the slimmest, lightest, and most durable Galaxy Ultra device ever, rocking a titanium body with Cornings Gorilla Armor 2 for advanced drop protection and scratch resistance. Unlike the two smaller models, the Ultras camera sensors got a spec upgrade: Its ultrawide lens is now 50MP, up from the mere 12MP one in last years model. Like its siblings, the S25 Ultra is powered by a customized version of the Snapdragon 8 Elite processor, which lets the trio of phones process many of their AI experiences on-device. Of course, thats better for privacy. Although the phone continues the tradition of including an S Pen (its now essentially the Galaxy Note), Air Commands have bit the dust. Samsung told Engadget in a briefing that fewer than one percent of S Pen-toting customers used them. And those who did mostly used them as a camera shutter, which is easily replicated in other ways. Samsung says the removal let it shed some weight and boost the S Pens durability. Engadgets Sam Rutherford got an early hands-on with the Galaxy S25 Ultra and said it looks like a good phone and described Samsungs AI suite as much more cohesive and easier to get into. However, he also had a few reservations. But at the same time, it seems like the biggest phone maker in the world could be doing more for its most expensive non-folding phone. The Galaxy S25 Ultra has 12GB of RAM, and it ships in 256GB, 512GB and 1TB storage tiers. Its still quite the investment, though starting at $1,300. Galaxy S25 and S25+ Sam Rutherford for Engadget The Galaxy S25 and S25+ saw their RAM upgraded to 12GB (same as the Ultra), up from 8GB in their 2024 predecessors. It combines with the Snapdragon 8 Elite to better handle the phones many AI features. (More in a minute.) The rest of their hardware is remarkably similar to the S24 and S24+. They still have 6.2-inch and 6.7-inch displays, respectively. But Samsungs new ProScaler AI tool can upscale images in real time to perhaps make up for the unchanged specs. Samsung says it can boost the quality of what you see by 40 percent. Engadgets Mat Smith tried the Galaxy S25 and S25+ and praised the phones premium and solidly built slim designs and vivid, bright and gorgeous displays. However, he was skeptical of the phones AI-centric focus. In just a few years, Samsung has built up a substantial collection of artificial intelligence tricks, features and apps, he wrote. While some of them have been impressive, like live translation and annotation, others (often involving generative AI) arent actually helpful or notable enough to warrant regular use." Storage is also unchanged from the S24 series: 128GB or 256GB in the Galaxy S25 and 256GB or 512GB in the Galaxy S25+. Fortunately, pricing is also unchanged. Youll pay $800 or more for the S25 and $1,000 and up for the S25+. Galaxy AI Sam Rutherford for Engadget With most hardware upgrades (apart from the Snapdragon chip) coming in soft this generation, Samsung is leaning hard on AI features to make you want to throw down hard-earned cash on the new models. This year, Samsungs One UI 7 on top of Android 15 combines to create what Samsung calls a new AI-integrated OS. It aims for a more personalized and context-sensitive AI, rather than just a series of one-off tools. AI plays a central role in the phones camera features, with the Qualcomm chip making the phones better at analyzing noise leading to what Samsung says is better low-lit performance. Audio Eraser is an AI tool that separates audio channels, letting you cut out unwanted ones like wind or a random stranger talking. Samsung gathers its new collection of on-device AI tools into what it calls the Personal Data Engine. The series of multimodal (text, images, video, audio) machine learning agents leads to features like AI Select, which builds on Samsungs legacy Smart Select tool. The new AI-powered version can scan your screen and suggest context-aware tasks like creating a GIF from a YouTube video youre watching. Sam Rutherford for Engadget You could say the AI-powered Now Bar is Samsungs answer to the iPhones Dynamic Island. The pill-shaped bar sits at the bottom of the lock screen and below the digital clock when the phone is unlocked. It generates a series of reminders based on context. Within the Now Bar is another AI feature, the Now Brief, which generates morning, midday and evening summaries of info it thinks will be relevant to you. Samsungs Sketch to Image tool has been rebranded as Drawing Assist, and Samsung says the feature is more polished and accurate. It also adds an option to import existing images for your prompt. The S25 series also adds an upgraded version of Googles Circle to Search (activated by long-pressing the home button). It can now recognize phone numbers, emails and URLs, letting you trigger their corresponding actions with a single tap. Samsung Wallet updates Sam Rutherford for Engadget The company added two new payment features: Instant Installment and Tap to Transfer. As its name suggests, Instant Installment is a buy now, pay later service that lets you turn purchases into an offline payment plan experience. Its managed entirely on-device and available for Visa and Mastercard purchases. Engadgets Cherlynn Low was briefed by Samsung on the service. Its not that Samsung is pivoting to becoming a credit provider and taking on loans. Instead, it facilitates your purchases and turns your payments into what the companys rep said is the first offline payment plan experience. Meanwhile, Tap to Transfer is a peer-to-peer payment service, rivaling the likes of Apples Tap to Cash. Tap phones with someone you want to pay (or be paid by). It isnt limited to Samsung Pay; you can use it with third-party apps, too, since its tied to the associated card or account. It works with Visa and Mastercard. Developing... This article originally appeared on Engadget at https://www.engadget.com/mobile/smartphones/everything-samsung-announced-at-the-galaxy-s25-unpacked-event-183331979.html?src=rss